Gazprombank Internet Bank for individuals

2024: Smart Code Engine Integration

Gazprombank integrated domestic technology for recognizing QR codes a company Smart Engines in an online bank. Now customers can quickly and conveniently carry out payment transactions when working in the Internet GPB bank from a mobile device simply in. browser Smart Engines announced this on April 16, 2024.

To scan barcodes through an Internet browser, WebAssembly technology is used, which allows you to run programs directly on the web page of an Internet bank on a smartphone. The technology is supported by Mozilla Firefox, Google Chrome, Chromium, Microsoft Edge and Apple Safari browsers.

The solution allows smartphone owners to use the usual payment method if it is not possible to do this through a mobile application. For example, by scanning QR, they can make transfers through the SBP and pay for the services of legal entities and individual entrepreneurs, as well as pay fines, taxes and other payments to the state.

To send a payment or pay for the service, Gazprombank's client just needs to point the smartphone camera at the QR code or select a QR code photo from the gallery, and then confirm the operation. The code is scanned in real time, and the technology algorithms are automatically adjusted to the shooting conditions, taking into account lighting, angle and geometric distortion. Therefore, it will be possible to obtain account details even if the barcode has been damaged, cropped or turned over.

In addition, soon Gazprombank customers will have access to the functionality of recognizing phone numbers, bank cards, as well as bank details. As with QR codes, it is enough to photograph these numerical combinations, and then all the main work will be done by artificial intelligence.

The integration of the QR code scanner into the Internet bank of Gazprombank provides omnicanality for convenient daily banking to millions of our users, regardless of which application they work in. The main goal of the GPB digital channel development strategy is to ensure maximum reliability, high speed and convenience of operations for customers. We see that the main contactless payment method in Russia is QR-code payment. Following the example China , we know how convenient and quickly becoming widespread. We attach great importance to investing in new technologies, as well as developing a partnership with Smart Engines, "said Pavel Naumov, Executive Vice President of Gazprombank.

Recently, Russian banks have been actively developing their own Web applications, noticeably ahead of foreign competitors in this area. And we are glad that thanks to the Smart Code Engine solution, they can offer customers the ability to scan QR codes to pay bills and make transfers, making the daily banking process in a web browser as convenient as possible, - said Vladimir Arlazarov, CEO of Smart Engines, Doctor of Technical Sciences.

2023: Introduction of biometrics

Gazprombank introduced a technology biometrics through which any citizen can become a client bank and access financial services without visiting the office. The bank announced this on September 28, 2023.

The presented functionality is available in the Internet bank of Gazprombank for citizens who have confirmed biometric profile and account on Public services. For identification will require a computer with a camera and microphone to verify biometric data citizen with samples stored in. The Unified Biometric System (EBS) identification process is convenient and will take no more than 5 minutes. Then a citizen will be able to familiarize himself with the comprehensive service agreement and sign documents by electronic signature.

After successful registration, the client gets access to the Internet bank of Gazprombank, where You have already opened an account with a virtual card linked to it. Online service has full functionality and makes it possible to use all the services of the bank. In online bank can make transfers and payments, make deposits and loans.

The list of services and services is constantly expanding.

{{quote "The biometrics remote identification service is reliable and secure, as the processing and verification of biometric samples is protected and controlled by the state. The ability to become a bank client without leaving home is significant saves time and allows access to the entire complex of modern and convenient digital financial services of Gazprombank, regardless of the presence of bank service offices in any city, - commented Nina Willems, Deputy Head of the Retail Products Development Department of Gazprombank.}}

You can check for a biometric profile on Public services.

To create a confirmed biometric profile, a citizen can apply with a passport and SNILS to the branch of any bank collecting and placing biometric personal data in the EBS.

2022: Optimizing Internet Banking for Retail Customers

December 12, 2022 Gazprombank announced the launch of the updated - Internetbank for individuals. The web version of the online bank is built on a new technology platform, has a common design mobile application with and, in comparison with the previous version, offers customers much more features.

Thanks to its consistent and adaptive design, the Internet bank is convenient to use on any device -, and laptops tablets. mobile phones Owners smartphones can add its icon to the home screen and use it as a mobile application.

The functions of the Internet bank have been significantly redesigned, and features have also been added. Now our customers can open banking products, top up accounts cards from other banks, create templates, set up automatic payments and pay for services: the list of recipients contains more than 8,000 companies. Pay the bill for, Internet mobile phone or HOUSING AND PUBLIC UTILITIES you can pay in a few clicks. In addition, to simplify navigation, a service catalog has been added in which you can easily find the desired product.

The set of service transactions has also been expanded: in the Internet bank, you can apply for partially early and full early repayment of loans, watch past applications, payment schedules, receive information about credit card debt and manage limits.

The updated Internet bank has become safer: to use it anywhere without fear that outsiders will see the account balance, the display of this data can be turned off.

Personalization was not forgotten either: a dark theme appeared, and products (issued cards, accounts, etc.) can be renamed and hidden from the screen. Or vice versa - take them to the quick menu on the first screen.

The launch of the Internet bank in a short time became possible thanks to the active digital transformation that continues in Gazprombank. First of all, we rely on our own development, creating for this a team of highly qualified IT specialists who can meet the full range of needs of the Gazprombank group. The implemented project to create an Internet bank showed the correctness of the chosen strategy, in our plans - the further development of digital products and services based on our own innovative solutions, - commented Dmitry Sauers, Deputy Chairman of the Management Board of Gazprombank.

The main emphasis in the development of the Internet bank was on ensuring that its functionality and design are similar to a mobile bank. The concept of complementary digital services allows our customers to access the bank's services and products from various devices in a convenient format, - said Pavel Naumov, Vice President, Head of the Digital Business Department of Gazprombank.