Tinkoff Business Mobile Application

Main article: Mobile applications

2023: Announcement of the Tinkoff Reviews service with feedback only from real customers

Tinkoff Bank announced on August 25, 2023, the development and launch of its own platform with verified customer reviews - Tinkoff Reviews. This is a service where reviews of only real customers who have used the services of a particular company are published. Thus, the Tinkoff Reviews platform solves the problem of twisted bots and comments and allows businesses and consumers to receive objective information about the quality of goods and services directly from buyers.

The service is available to users in their Tinkoff application profile, and to legal entities in the Tinkoff Business application. Read more here.

2022: Launch of payment through SBP

Tinkoff Bank on July 12, 2022 announced the launch of a payment method in retail outlets through the Fast Payment System - using a QR code in a mobile application.

Connecting the QR code payment service will turn the seller's mobile phone into a payment terminal. Thanks to this, companies and entrepreneurs will be able to receive payment even when the buyer does not have bank cards and cash with him.

Advantages of accepting payments through SBP in the Tinkoff Business application:

• The seller can connect this payment method in seconds with only a mobile phone at hand.
• The Tinkoff Business application generates a dynamic QR code for each purchase - buyers do not need to enter the payment amount manually.
• The application allows you to connect several outlets with different addresses and activities to the SBP at once. This allows you to reduce the number of terminals used and perform operations on different MCC codes.
• Funds to the current account come instantly, and they can immediately be put into circulation.
• Through the Tinkoff Business application, you can issue an instant purchase return.
• Thanks to the SBP, payment maintenance is cheaper than the merchant acquiring commission. Commissions for accepting payment through SBP for consumer goods, medicines and transport are up to 0.4%, for everything else - up to 0.7%.
• Until the end of 2022, for all Tinkoff Business customers who are included in the register of small and medium-sized enterprises, receiving payments through the SBP is free. All commissions are fully compensated by subsidies from the state. Entrepreneurs do not need to submit any applications - Tinkoff Business will automatically credit compensation to the account.

You can connect payment by QR code in the Tinkoff Business application in a few clicks on iOS and Android platforms.

The buyer needs to scan the QR code camera smartphone or using the application of anyone bank who makes payments through the SBP, and confirm the payment.

Шаблон:Quote 'author = said Fedor Bukharov, director of Tinkoff Business.