JMoney Mobile Application

2022

Ability to request the transfer of money from their accounts in other banks through the SBP

Users of YuOney have the opportunity to request the transfer of money from their accounts in other banks through the SBP. The money comes instantly, there is no commission. This was announced by YuMoney on November 24, 2022.

The translation can be made in the YuOney mobile application. To do this, you need to specify the bank from which you want to transfer money, and send a request. In the same way, the service works in the opposite direction, when money needs to be transferred from YuMoney to another bank. The transaction amount must fit within the effective limits of JMoney.

This option allows you to quickly collect money from different accounts on one. This is convenient when, for example, you need to pay for a large purchase. There is a limit on the maximum amount of incoming transfers. For identified users of YuMoney, it is 500 thousand rubles, - said Dmitry Volkov, head of the Money Transfers department at YuOney.

For the transfer to pass, the name and phone number of the recipient and sender must match. It is important that both banks are connected to the SBP and make it possible to use the Me2Me Pull service.

Ability to pass simplified identification using the State Public services portal

In the mobile application of the YuOney service, it became possible to undergo simplified identification using the State Public services portal. The service is available to all citizens of Russia who have a confirmed account on this portal. The developer company announced this on August 9, 2022.

After simplified identification, the user of YuOney will have access to replenishment of the wallet in cash, with, bank cards through Internet-, banks the ability to make translations cards, accounts and wallets.

In the process of passing simplified identification, the user from the YuOney mobile application must go to the Public services portal, where it is necessary to enter account data. After that, the user's data will automatically be pulled up to the YuOney account and the wallet will be assigned a new status.

To pass simplified identification through Public services, the user must have the latest version of the YuOney application installed. The application for Android can be downloaded on the payment service website, and for - iOS in. App Store

Possibility of issuing virtual bank cards "Mir"

Customers of YuMoney can remotely arrange the virtual Nubank cartonic payment system "Mir" in one of six exclusive designs. The card is valid for five years. The virtual card can be instantly issued in the mobile application or on the YuOney website. The company announced this on July 20, 2022. Read more here.

Ability to pass full identification using the "Mobile ID" service from Beeline

Users of YuOney got the opportunity to go full identification using the service. "Mobile ID" from beeline The service is available to citizens Russia regardless of the phone model and tariff plan. Identification can also be passed through and. MTS The Megaphone company YuMoney announced this on July 18, 2022.

After identification, the UMoney user will have multi-currency maps and increased limits for withdrawing money and paying for purchases. Customers of the service can also replenish their wallet with cash, from bank cards, through Internet-, banks make translations to bank cards and accounts, wallets.

"Mobile ID" makes the identification process easier - only the phone number is required from the user. The service works on mobile devices with all operating systems.

You do not need to activate the service from a mobile operator - everything can be done on the website or in the YuOney mobile application. The user needs to specify the active beeline phone number to which the sim-push notification will be sent to confirm the transfer of data. To use the service, the client does not have to remember logins and passwords. The service is paid - the cost of identification is 60 rubles for July 2022.

"Mobile ID" provides a high level of security. "Mobile ID" receives requests only from those sites and applications that are registered on the operator platform. This is done in order to exclude fraudulent transactions.

The ability to pay with a smartphone using the Sberbank QR code

Customers of JMoney can pay with a smartphone using the Sberbank QR code. YuOney announced this on July 11, 2022.

The service allows you to pay for the purchase, even if there is no cash and bank card with you or if the smartphone does not support contactless payments. After scanning the QR code, you only need to confirm the purchase in the YuOney mobile application.

Customers can find out if payment is available in the store using a QR code using a special sticker Sberbank with a QR code trade dot placed on the doors or in the cash area.

{{quote 'author = said Dmitry Malykh, Director of SberBank's Acquiring Division. | We are actively developing the direction of QR payments, because this provides customers with security, convenience and time savings. Payment using "Pay QR" is safe, since the operation takes place in your personal mobile application of the bank. It is more convenient than paying with a card, because it does not require the introduction of a pin code. As of July 2022, the service for receiving payments using a QR code from SberBank is available in more than 500 thousand outlets throughout the country. The possibility of accepting non-cash payments is an unconditional plus for retail, especially after the shutdown of international Pay services in Russia,}}

Шаблон:Quote 'author = noted Dmitry Karmishin, Commercial Director of JMoney.

If the user wants to issue a return of goods paid for using a QR code, he can contact the seller. In general, the procedure does not differ in any way from the return of goods paid for in cash or by card.

Contactless payment for offline purchases using Android smartphones

The Russian owners Android-smartphones can pay for offline purchases of contactless by bank card service. YuMoney This will require mobile application UMoney phone with technology. The NFC company YuMoney announced this on June 27, 2022.

Contactless cards work on the same principle as the usual Pay services - through HCE technology. You need to turn on NFC on your phone and select the payment method in the settings - YuOney. At the same time, the card does not need to be added anywhere - it is enough to unlock the phone and attach it to the terminal. The card can be paid in one touch when delivering goods, in stores, metro, cafes, at gas stations throughout Russia. Any NFC-enabled POS hardware is compatible with HCE. With contactless cards, you can also withdraw cash from ATMs with NFC.

With HCE technology, data exchange is fast, but only with direct contact between the smartphone and the terminal. So false positives are excluded, and the threat of fraud is minimized. If the phone is blocked, it is impossible to pay them. In this regard, the level of protection is significantly higher than that of plastic bank cards.

The contactless card is released instantly in the YuOney mobile application on Android, the service is free. The card is tied to the YuOney wallet, from which money will be debited when paying for purchases. If the transaction amount is more than a thousand rubles, a pin code is needed - it comes to SMS as soon as the card appears.

Contactless cards participate in the YuOney loyalty program. If you enable cashback by category in the application or on the website, points will be returned for purchases - up to 5%. Points from the YuOney wallet can pay up to 50% of the purchase price in tens of thousands of online stores.

Launch the "Purchases" section

YuOney has become an online shopping service. The company announced this on June 8, 2022.

The "Purchases" section has appeared in the YuMoney application. It contains about 50 thousand goods from online stores - for quick shopping with cashback and discounts.

Shopping has cosmetics, pet products, home products, online courses and more. Gradually, new stores will be added to the application.

Users can search for products by name and category, choose offers with discounts and cashback. Everything you like can be saved to the shopping list and not searched again.

The application also has more stories with useful content, articles and polls are planned.

The shopping section can be compared to a shopping center that has different stores.

The user opens the product card, looks at the photo and reads the description. Then he clicks "To the store" and immediately, without leaving the YuOney application, ends up in the store selling the product. Everything is as usual there: you need to put the goods in the basket and place an order. The delivery is handled by the store itself.

In some stores, payment can be divided into parts. To do this, you need to add items to the cart and check that there is a payment method "Pay in parts."

All registration and confirmation - online in a few minutes. Payments will be debited from your wallet.

For stores: easy integration and no-fee sales

For business, this is an opportunity to present your products to a million audience. The application may include stores that accept payments on the site through UKassa, among the payment methods there should be a YUoney wallet. If everything is there, you need to write to your manager UKassa and transfer to YUoney a list of products that will appear in the application.

Checkout and payment take place on the website of the online store. At the same time, you do not need to monitor reviews and compete with hundreds of other merchants, as is the case in working with marketplaces.

2019: Possibility of buying movie tickets in Moscow and St. Petersburg

On March 20, 2019, Yandex.Money reported that through their mobile application, users can buy tickets to any of the more than 100 cinemas in Moscow and St. Petersburg. In the future, such an opportunity will appear for other cities of Russia.

Buying movie tickets through the Yandex.Money application became available thanks to cooperation with the Kinokhod service. To use the service, you need to click the "Movie tickets" button in the Yandex.Money application, select a film, cinema, session and suitable places. You can pay from your wallet in Yandex.Money or from a bank card.

Mobile applications help people pay for utilities, pay off traffic police fines or, for example, replenish transport cards. But it is not very convenient to install a separate application on your smartphone to pay for receipts or travel to the subway. We combine a variety of opportunities in our application so that people can solve any everyday tasks in one place, now - and buy movie tickets. We are ready to cooperate with other companies that can provide our users with high-quality entertainment or consumer services.

2018

Pay with Garmin Watches

On December 7, 2018, Yandex.Money announced that owners of Yandex.Money plastic and virtual cards can now pay contactlessly using Garmin smartwatches with Garmin Pay technology. According to the company, the service cards for December 2018 began to support five methods of contactless payments - through Garmin Pay, Apple Pay, Google Pay, Samsung Pay, as well as through its own Yandex.Deneg.

In 2018, contactless payment is gaining popularity in. Russia The share of Yandex.Money users who are calculated in this way as of December 2018 is 43%. About 25% of all contactless payments in million-plus cities are accounted for. On Moscow average, in Russia, about 20% of payments at offline trade points are made using or smartphones smartwatches. The average purchase check paid contactless by Yandex.Money card as of December 2018 in the country is 457, in the rubles capital it is noticeably higher - 556 rubles.

Garmin smartwatches are designed for those who play sports and prefer an active lifestyle.

To take advantage of this opportunity, first of all, you need to create a Garmin wallet in the Garmin Connect Mobile smartphone application, and then link a Yandex.Deneg card to this wallet. For contactless payment using the watch, you need to open Garmin Pay in them, enter the password for the Garmin wallet, select a Yandex.Money card and bring the watch to the terminal at the checkout. After that, the watch will vibrate - and the purchase will be paid. For December 2018, the user can pay for Garmin hours without entering the wallet password for 24 hours after he puts them on and turns on the heart rate monitor.

We want people to have access to as many contactless payment methods as possible, which are relevant in Russia. Therefore, we added the ability to pay from Yandex.Money cards with Garmin watches. As of December 2018, the popularity of contactless payments is growing - as is the popularity of a healthy lifestyle. We strive to provide maximum convenience for those who actively live and use modern technologies. Alla Savchenko, Head of Product Development Department of Yandex.Money

As of December 2018, the top 7 categories of outlets in terms of the number of contactless payments from Yandex.Money cards:

• Department stores
• Household goods
• Cosmetics
• Building materials
• Electronics
• Books
• Tobacco products

Financial Analytics Service

On November 29, 2018, the company Yandex.Money announced that it had added to the mobile application service. financial analysts According to the company, as of November 2018, it analyzes daily about data all user payments and shows if the amount spent - for example, on products or clothes - exceeds the average or set by a person as a threshold. Thus, the user will be able to timely correct further expenses for specific items and avoid unnecessary expenses.

The service was created in conjunction with the American fintech company Moven Enterprise. As of November 2018, the service analyzes spending in 24 categories. Among them are "Auto," "Rest," "Products," "Communication and TV," "Clothes," "Cafe" and others. The statistics of expenses can be viewed for different periods - for example, for the past day, month or year. The user can also divide spending in one outlet into different categories. For example, if he bought dumplings and household chemicals in a supermarket, these costs can be divided in the application into the categories "Products" and "Home and Life."

Yandex.Money has long been not just an electronic wallet. We also have bank such options familiar to customers as, translations release, cards cashback, payment for various goods and services. But we offer users the opportunity to choose the theme of the application, invest, and now even more effectively control their finances. Ivan Glazachev, CEO of Yandex.Money

For the competitiveness and relevance of the service, it is critical to meet the needs of the client in the context of his life - that is, in the place and at the time when he had a need for a banking or payment service. The Yandex.Money and Moven partnership provides real-time money management capabilities. Brett King, founder of Moven Enterprise

Request Money

On October 10, 2018, Yandex.Money announced that users of the Yandex.Money application can now send a request for a money transfer from a smartphone to other people. According to the company, the service will come in handy in a variety of situations: to share a common account with friends in a cafe, raise money for a gift to a teacher in a parent chat, or, for example, remind a neighbor about a debt.

The request is a page with information about what exactly the sender asks to transfer money to him, and buttons for payment. You can transfer money from a bank card or from your wallet to Yandex.Dengakh. The request will already indicate the details of the recipient's wallet, so the money will definitely reach the addressee.

For October 2018, you can create a request in less than a minute - just go to the translation section of the Yandex application. Money for iOS or Android, select the service "Request money," enter the amount and purpose of the transfer. The user can send such a request by e-mail or via a link in a messenger, social networks or SMS. As soon as the payment is made, the money will instantly go to the recipient's electronic wallet. In the history of requests, you can see at any time which of them the money was transferred, and which were not yet.