ATOL Pay

The main articles are:

• Electronic payment systems in Russia
• Payment system

2024

Integration with Shares Service

• IT ATOL integrated own company software SIGMA payment platform and ATOL Pay with BNPL-service "" (Shares buy

now, pay later) from T-Bank. ATOL announced this on July 22, 2024. Read more here.

Start reverse acquiring at STB-5 terminals

ATOL on July 3, 2024 announced the launch of reverse acquiring on smart terminals of the STB-5 line as part of the ATOL Pay product.

Reverse acquiring is a solution for cashless payments with customers for the delivery of agricultural products, secondary raw materials and other goods. This payment option reduces the turnover of cash, and also allows you to make instant payments to the card of any bank.

Reverse acquiring will be an excellent solution for companies engaged in the issuance of funds as collateral or the payment of prize funds. Also, this option is suitable for microfinance organizations, businesses engaged in the reception of secondary raw materials, for example, scrap, buyers of agricultural products, etc.

Reverse acquiring increases the speed of issuing a loan, because now creditors will be able to pay it to borrowers directly on a bank card. It will also reduce cash turnover and simplify accounting, which will reduce administrative costs.

The process of fiscalization of the process is integrated with smart-smart terminals STB 5. This is a convenient solution for receiving funds on bank cards that comply with the law.

Шаблон:Quote 'author = said Andrey Lebedev, ATOL Pay Product Director.

2023: Tinkoff Kassa acquiring integration

In ATOL Pay integrated acquiring from Tinkoff Kassa on a universal payment platform. ATOL Pay customers can now connect to processing. bank Tinkoff Customers can quickly send a request to open a Tinkoff product and start accepting payments in just 30 minutes. The company ATOL announced this on November 2, 2023.

Tinkoff processes payments with crediting money to an account in any bank. The rate for the use of acquiring is calculated on market favorable terms and depends on the business area.

The integration of ATOL Pay and acquiring from Tinkoff Cash allows trading enterprises to accept payments at ATOL smart terminals. To start work, a company representative just needs to register through a simplified registration form in the ATOL Pay personal account.

Шаблон:Quote 'author = said Alexey Krasnopolsky, director of business units ATOL Online and ATOL Pay.

2022

Launch a service for accepting payments using a QR code in your cash solutions

ATOL The company, one the Russian of the big solution providers IT for, and HoReCa, trade logistics announced the launch on August 18, 2022 Payment Acceptance Service , with help from its QR code cash solutions. It allows you to generate -codes, QR post payments and check the status of the payment on smart terminals SIGMA and cash. According ON Frontol to company representatives, other ATOL software and hardware solutions will gradually be connected to the service.

As of August 2022, the company entered into partnership agreements with four banks: Sberbank, Alfa-Bank, Otkritie Bank and Raiffeisen Bank. At the same time, ATOL is actively working on expanding the list of partners and services offered.

The company does not take commissions for the service for receiving QR payments, the service is included in standard tariffs and is easily connected in the ATOL Pay personal account. As a result, the business pays only a banking commission for the use of SBP, which does not exceed the limits established by the Central Bank of the Russian Federation: from 0 to 0.7%.

In the fall of 2022, the company wants to reach a maximum of partners in the Russian market so that customers can connect this payment method, regardless of which bank they are already working with. This will allow you to quickly develop the landscape of non-cash payments for goods and services. According to analysts, only a quarter of buyers prefer payment in cash, the rest will use a card and smartphone: they will pay contactless or QR code, told the director of ATOL Pay, Vladimir Kanin.

Among the competitive features of its solution, ATOL highlights a convenient portal for a trading enterprise that allows you to connect both classic card (POS) acquiring and payment with QR codes. ATOL also plans to develop services in one of the current directions of the SBP: connecting "cash links," that is, static QR codes tied to a specific cash register.

Launch of Atol Pay's own payment platform

IT company ATOL (abbr. From "Automation of Trade and Logistics") officially announced on June 20, 2022 the launch of its own payment platform ATOL Pay. It is designed to accept payments through bank terminals and using QR codes. The company will also launch online acquiring services.

The company offers a comprehensive business product in the field of trade and logistics of any scale, including its own payment service, implemented in various software and hardware solutions ATOL: such as ATOL Connect, ATOL Frontol, ATOL SIGMA, etc.

Among the features of the payment platform: fast onboarding for customers (including coordination) bank - no more than 3 working days, reliable processing in partnership with large banks, direct connection to, SBP convenient statistics of payments in your personal account, fixed rates without turnover requirements and no need to open an additional settlement account with the bank.

If earlier the entrepreneur had to buy a cash register, then independently go to the bank to connect to payment systems and choose a terminal separately, now he can contact any ATOL partner and purchase and connect everything necessary to start his business for one appeal. In terms of requests to technical support, we also use the principle of a single window, ATOL Pay director Vladimir Kanin commented.

ATOL Pay estimates the turnover of payments made using POS acquiring, online acquiring and QR codes at more than 30 billion rubles a year.

{{quote 'author = told ATOL Product Director Pay Andrey Lebedev.|Together with regulators and major players in the fintech market, the company plans to develop Russian digital payment services as a provider on the "last mile." This not only facilitates user interaction, but also provides new business opportunities, and also contributes to the acceleration of the digitalization of the Russian economy. In July-August 2022, we will focus on partnerships with banks, payment services and system integrators in order to cover the market with our services as soon as possible,}}