Life POS Cash and payment system

Life POS is a cash accounting application. A feature of Life POS is a flexible API, which allows you to integrate with the customer's accounting system and adapt to already debugged business processes.

2023

Availability of payment in installments at cash desks and POS terminals

The developer LIFE PAY integrated is a part payment service, which is available by default software in any - POS terminal and cash desks. The company announced this on July 12, 2023.

BNPL (buy now - pay later) services are not new on the Russian market, but they still have not found distribution in offline sales. To integrate payment in parts into the existing business and cash infrastructure, entrepreneurs need to conclude an additional agreement with the service providing the BNPL service, as well as integrate and configure the equipment, which takes time, resources and finances. It is also important to take into account that not every software can work with the selected service, which is why the integration of the payment separation function is not possible in some cases.

At the same time, the business is interested in using separate payment in its processes: according to LIFE PAY analysts, it will be able to increase the average check by more than 20% and conversion to purchase by 25% on average.

This service from LIFE PAY allows businesses to quickly and effortlessly integrate payment in parts into their offline points. The entrepreneur does not need to change the equipment - it is enough to install LIFE POS software on any POS terminal or cash register. The functionality is already preinstalled in the payment receiving module - the conclusion of an additional contract with the supplier and additional integration is not required. LIFE POS connection takes 2-3 days, which is much faster than adding a BNPL service from a third-party service.

The BNPL service (buy now - pay later) offers to split the check into 4 payments: the buyer pays the first part of the amount immediately, the rest is automatically debited every 2 weeks, without additional interest and overpayments. 2 days before the debit, the service notifies the buyer that the money will be withdrawn from the card. If desired, you can repay the balance of the debt ahead of schedule at any time.

You can integrate the service in any category of stores, as well as for a business focused on selling services. The service will be especially relevant for the segment small and medium-sized businesses, which is interested in increasing business indicators, but previously could not quickly and quickly integrate new trends in accepting payments into its infrastructure.

The entrepreneur does not bear risks when using the service: he immediately receives the full amount for the purchase - he is paid by the BNPL service, while the buyer is also calculated in parts with the service, and not with the entrepreneur.

Integration with 1C: Retail

On April 24, 2023, LIFE PAY announced that it had launched the integration of the LIFE POS program with the 1C: Retail system. The overall solution will help you keep a better and faster record of retail sales to small and medium-sized businesses.

The integration of the LIFE POS cash and payment application and 1C systems is based on automatic information transfer. This happens in the form of uploading data from the LIFE POS registry to the 1C: Retail business automation system. For example, if a store cashier accepts payment using a terminal with the LIFE POS application installed on it, then at the end of the day the transaction data is instantly transferred by the registry to 1C: Retail from the application. Information includes information about the check and payment linked to the order, as well as the article number of the item sold, the responsible employee, the sales channel, the payment method, and the workplace. This type of integration saves accountants, cashiers and managers from manual translation, errors and theft.

The integration of 1C: Retail and the LIFE POS cash and payment application makes it much easier to work with sales in mind: you do not need to manually transfer a large number of articles from one program to another.

In particular, the integration of two services allows:

1. Export the entire item of goods (or only certain items of your choice) from 1C to LIFE POS.
2. Configure automatic scheduled export.
3. Transfer the item immediately with barcodes and articles.
4. Upload payment and return information from LIFE POS to 1C.
5. Correlate the information in both systems by point of sale, goods register, cash registers, legal entities.
6. Set up an automatic Retail Sales Report with auto-update or on-demand options. Based on it, you can build more detailed reports: by outlets, workplace, articles, etc.

The integration of LIFE PAY and 1C is designed to synchronize the reporting of entrepreneurs. Now you do not need to waste time for employees and update data in several accounting systems: first in the cash program, and then in commodity accounting and CRM. It is enough to enter information about existing products in 1C and automatically transfer them to the LIFE POS product catalog. LIFE POS allows you to work with an unlimited catalog of goods and find the desired one by bar code, article or name. And for more operational work, you can connect a scanner to an application or smart terminal. Synchronizing data from LIFE POS to 1C will allow you to keep the data in both accounting systems up to date and monitor the relevance of the product catalog by drawing up a purchase and sales plan in accordance with them.

Life POS mobile app release for Android

On February 21, 2023, the company LIFE PAY introduced application the Life Pos, which can replace the usual one. cash register equipment This application can perform functions, terminal for receiving payment cash desk, software management programs and accounting for business performance indicators. Life Pos works on all devices. operating system Android

Together with the development, Life Pay offers to save on operating costs for equipment and prepare the business for the departure of large manufacturers of payment terminals from the Russian Federation. So, in March 2023, the supplier of POS terminals Ingenico leaves, which provides 50% of all entrepreneurs in Russia with equipment and its own software. In addition to the lack of the possibility of buying the terminals themselves, the issue of repairing failed equipment, as well as supporting the functionality of the software, is acute.

Based on market changes, Life Pay introduces the Life Pay application, which can be installed on an employee's mobile phone and thereby reduce the cost of buying and maintaining a fleet of equipment, as well as make receiving payments faster and more convenient.

Acceptance of payment

Payment acceptance is implemented using SoftPOS technology: the NFC module in the phone reads the client's card data and makes a payment. This is especially true for mobile employees, logistics companies, as well as businesses that specialize in field trade. In Life Pos, payment is also available through the Fast Payments System, as well as a separate payment method, when the amount is divided into different ways: one part can be paid with one card and the other with another or in cash. In this case, the check will be formed for a total amount.

Fiscal payment

The cash desk function in the application is carried out thanks to the connection. cloud technology It transfers all purchase data data center to Life Pay, and from there to the OFD and. tax At the same time, the client receives a check for or mail in. You SMS cloudy can connect an unlimited number of employees to the application and cash desk (depending on the tariff) and save on the purchase of fiscal registrars for each workplace, check tape and the process of registering equipment in the OFD.

Work with catalog and labeled products

The ability to work with the Life Pos product catalog, which can be integrated with commodity systems, for example, with 1C, also contributes to an increase in process speed. Integration allows you to upload the current product catalog to the application in a few clicks. The period sales report is also automatically sent to 1C for reconciliation of goods.

Life Pos also supports scanning marking products directly in the application using cameras smartphone all the rules of PDF 1.2 and the ""system. First of Honest Sign all, such a solution is convenient for: you do not couriers need to carry heavy ones with you. When working with scanners marking at the point of sale, you can connect the scanner to the application by: this Bluetooth will speed up the cashier's work if the product range in the catalog has several dozen items.

Access Management and Fraud Protection

The Life Pos functionality also includes different scenarios for managing employee access. The manager can allow the employee to change the order items or cancel them completely. So, couriers do not need to contact the responsible manager in the chat or by phone to reorganize the order, which minimizes delays in work. However, the application also supports the opposite principle of operation: the ability to edit an order can be limited for the courier by senior managers. This minimizes the risks of substitution of order items or their deliberate false cancellation.

Analytics and Accounting

The personal account, which is available in mobile and computer versions, will help for accounting: visual reports are available in the context of a retail outlet, individual employee or product. Reports can be uploaded in various formats or integrated with any accounting systems: 1C: Accounting, ContourElba, My Business and others in a couple of clicks to automate routine work on drawing up documents. Also, in a single personal account of the application, you can track payment statuses and related transactions, the number of returns, the size of the average check. This will help build a holistic picture of sales and find pain points in the business. With Life Pos, you do not need to collect a single report from different channels and personal accounts - all data is accumulated in a single system.

Life POS Lite Payment Application

On January 18, 2023, LIFE PAY announced the release of a free application for accepting payment using a mobile phone - LIFE POS Lite. It works on Android gadgets and allows you to accept payments anywhere.

Life POS Lite

According to the company, entrepreneurs will be able not to waste time and resources for setting up equipment and immediately start accepting payments: login to the application is carried out by login and password code from SMS.

Payment acceptance is implemented using the technology: SoftPOS- NFC the module in the phone reads the data client's cards and makes a payment: it is enough for the buyer to touch the employee with a card to the smartphone. The application also provides payment through: in Fast Payment System (FPS) this case smartphone , a unique one will appear on the screen. QR code The customer reads it with a phone camera and completes payment in the application. bank The buyer also has the option of separate payment, when part of the purchase is paid in cash and the balance is paid by card. For January 2023, the LIFE POS app can be downloaded for free in. Google Play

To accept non-cash payment, the entrepreneur needs to connect acquiring. LIFE PAY will help you set up acquiring from different partner banks, which allows you to maintain independence from changes in conditions and quickly switch between acquirers by concluding only one agreement with the provider. All LIFE PAY products support multi-equipping, which minimizes downtime business due to payment gateway problems: the application will automatically connect an alternative acquirer if the main one has problems.

Unlike payment terminals, LIFE POS maintains stable operation in places with an unstable Internet connection. The application works from a mobile network or, if necessary, connects to a Wi-Fi point. If payment fails within 5 seconds, LIFE POS will complete the transaction when the connection becomes more stable.

The LIFE POS app will be relevant for small businesses, taxi and delivery services, convenience stores, fairs and field events. For medium and large businesses with a large staff, extended LIFE POS tariffs are provided, which have great functionality and allow you to make a full-fledged payment management system, orders and retail outlets from a mobile phone.

LIFE POS is a proposal for both SMEs and large businesses that combines all the necessary functionality for working with accepting payments and their subsequent analytics in an intuitive interface of a mobile application. narrated by Rodion Beskrovny, Product Owner LIFE POS

2022

As part of INPAS SoftPOS contactless payment solution

On November 29, 2022, INPAS and LIFE PAY announced the joint development: a solution for accepting contactless payment through the INPAS SoftPOS smartphone with the built-in LIFE POS cash program from LIFE PAY.

Cash and payment system

As reported, the cash and payment application allows you to use your smartphone as a POS terminal, which reduces the cost of buying, storing and maintaining the terminal fleet. At the same time, the application can work in two modes: both a payment terminal using INPAS SoftPOS technology, and with advanced functionality thanks to LIFE PAY developments.

The value of using a mobile phone in operation is to increase the penetration of acquiring into the market due to the widespread introduction of cashless payments and the simplification of the process of accepting them. As of November 2022, more than 80% of customers prefer cashless payment, while the figure is growing from year to year, so the convenience and mobility of technology come first. The application works with payment systems "Mir," Visa, MasterCard. Contactless payment using a smartphone can also be carried out through the Mir Pay application.

This solution is suitable for:

• courier and delivery services,
• field and event trade: fairs, festivals, trade representatives, etc.,
• retail network, for which a mobile ticket office can become a "queue killer."

The updated version of INPAS SoftPOS can work on smartphones OS Android with version 9 and higher. At NFC the same time, the mobile device must have a built-in -module (for modern models this function is available by default) and biometrics (face recognition or fingerprint unlocking).

Two modes of operation are available to users - an autonomous banking POS terminal (Standalone), as well as an integrated cash solution when the SoftPOS application runs LIFE POS cash software from LIFE PAY.

Cash mode allows you to generate checks for customers. The application works according to cloud technology and immediately after the transaction sends data about the purchase data center to LIFE PAY, and from there - to the OFD and. tax In this case, the client receives a check for or mail in. SMS

For the convenience of working with receiving payments, LIFE POS provides a catalog of goods with a convenient hierarchy by category. The customer can add items manually or import a catalog from CRM the -system. The cashier can also work with weight positions and marked products. Scanning is possible with the phone camera information : the write-off automatically enters the "" system and Honest sign takes the product out of circulation.

In the application, you can maintain sales records for each outlet, employee, product category and transaction - the entire story is saved in your personal account and visualized in the form of convenient graphs and diagrams.

The application can be used by several employees of the company: they are provided with login and individual password. The head of the organization can manage the access of employees to the full functionality of the application or, conversely, limiting their capabilities. For example, this is convenient during delivery: the courier can delete or change items in the order himself.

The application supports entering a PIN code on the screen (PIN on COTS technology), which allows you to quickly log into the application and not worry about the safety of data.

The security of the application is confirmed by the Riscure laboratory. It protects sellers from hacking and unauthorized access, and payers from interception or copying of personal data and payment card data.

The solution supports entering a PIN code directly on the smartphone screen, security is confirmed by certificates in accordance with industry standards. INPAS and LIFE PAY will continue to collaborate and develop joint software products to optimize contactless payment acceptance for sellers and optimize payment for buyers.

Integration with 1C: Accounting and 1C: Trade Management

LIFE PAY announced on September 20, 2022 the completion of the integration of 1C: Accounting and 1C: Trade Management programs with the LIFE POS cash and payment system. Now it will be easier for businesses to work with the catalog of goods, keep reports and transfer data between programs.

The integration of the two tools enables LIFE PAY customers to automate all accounting and receipt processes. And the updated functionality makes it possible to work in one system: you no longer need to record all important information manually.

Unloading of goods: from 1C to LIFE POS and back

LIFE POS is payment a cash system ON that allows you to accept payment from customers in any way in accordance with. And in the 54-FZ program: 1C Management trade is convenient to automate all sales reporting.

You can move an item in two directions: from 1C to LIFE POS and back to 1C. The employee loads the information about the new batch into 1C, where it is organized in the catalog. In 1C, it is convenient to receive all product data: quantity, set price and other information.

The list of goods can be moved to LIFE POS and continue to work with it already in the system. The seller makes sales through LIFE POS during the day: there is no need to go to 1C - the necessary information is available at the checkout or phone. And at the end of the day, he uploads the sales report to 1C, where the goods sold are automatically written off.

You can also schedule the list to be automatically moved to a worker-friendly location time , or transfer data yourself.

Both programs work synchronously, so important product data such as barcode, article number, price and unit of measure are saved.

Working with Weight Category

LIFE POS and 1C work with weight products. When uploading a catalog, this functionality is preserved. This means that all the capabilities of both services allow you to work correctly with each type of goods.

For example, in the 1C program, grams are set in the candy category for the Red Foot brand. Thus, the store employee will sell the "Red Foot" in grams, not in pieces. The LIFE POS system will correctly automate this data from 1C.

Sales Statistics and Control

You can also control all information on sales of goods through LIFE POS in the 1C program. The information is imported automatically. After loading sales, the employee will be able to see the goods sold in the usual reports, return and calculate the amount. All data will be downloaded in standard form, and the exchange of important information with third-party accounting systems will work. This is especially useful for maintaining the necessary reporting.

Work with 1C is implemented as part of integration into LIFE POS, as work with a separate workplace. For authorization, a company employee must create a workplace in LIFE POS and receive an activation code. Through this code, it binds 1C to LIFE POS. Thus, in his personal account he will have a separate workplace.

LIFE PAY already has projects to integrate payment solutions with other programs.

The company plans to support the integration of LIFE POS with other 1C configurations: Company Management,. And ERP also expand the functionality of current integrations based on the reverse communications from users and market demand. For example, by implementing the upload of orders from 1C to LIFE POS with subsequent payment, fiscal and processing, told LIFE PAY senior product manager, Alexander Chuvakin.

2020: Integration with PAX A930, PAX A50 and PAX A77 mobile payment devices by INPAS

On December 9, 2020, INPAS announced that INPAS 'PAX A930, PAX A50 and PAX A77 mobile payment devices now support the LIFE POS cash and accounting application from LIFE PAY. Read more here.