SberCard

2024

Plan to launch the payment service "SberKart" from the account of another bank

Sberbank will launch a service that allows you to pay for the purchase with SberCard from the account of another bank. If there are not enough funds on the card to pay, the missing amount will automatically go to it from a reserve account with another bank. This was announced on October 17, 2024 by Senior Vice President of Sberbank Dmitry Malykh.

The service works with any payment method: card, sticker, SberPay or biometrics. To connect the option, just select the bank, add the card account as a reserve to the SberCard account and give consent to transfers to the Sber without confirmation through the Fast Payment System (FPS). For October 2024, the service is undergoing internal testing.

For accounts in Sberbank, the service is already valid: in SberBank Online, customers can set up their debit and credit SberCards as spare accounts. And then the funds will be debited from them if there is not enough money on the main card to pay.

Шаблон:Quote 'author=said Dmitry Malykh, Senior Vice President, Head of Transaction Banking B2C, Sberbank.

Youth Card Release

Sberbank has issued a Credit SberCard for young people. The bank announced this on October 15, 2024.

All citizens of the Russian Federation aged 18 to 23 can issue a card.

The youth credit card includes all the advantages of Credit SberCard and has a number of additional ones. To 120 days of interest-free period, free service and information, as well as a reduced rate in the "Health" category and online purchases in Megamarket, the product added an additional cashback of 10% from partners, a reduced rate in the "Clothes and shoes" category and bright design.

Credit Sberbank Youth helps young people learn how to plan their spending, pump financial literacy and earn a good credit history in order to have a high chance of getting a mortgage or loan at a more favorable interest rate in the future.

Шаблон:Quote 'author=said Igor Kovalev, director of the Customer Wallet division of Sberbank.

2023: Opportunity for Muscovites to get a card from away managers

Now the away manager Moscow Bank of Sberbank can not only issue, but also issue credit debit instant SberCards - this maps is with a free release, the manufacture of which does not need to wait. You can pay with them immediately after receipt. Previously, it was possible to issue and receive instant SberCards only in offices. The bank Moscow bank Sberbank announced this on March 2, 2023.

As of March 2023, more than 200 Sberbank employees are engaged in field service in Moscow. It's a free service. The manager will meet the client at work, in a cafe, in a shopping center or other convenient place for the client. A bank employee will also help connect other financial and non-financial products and services of Sberbank.

Sberbank constantly develops the services and services necessary for the bank's customers. Now our away managers will not only help to issue bank products, but will also issue an instant card in a place convenient for the client. You can start using this card right away. And in 2023, we will continue to expand the availability of our outbound services for Moscow residents.

There are two ways to make an appointment with a manager. The first is to call 900 and tell the virtual assistant: "Away manager." The client will be connected with a bank employee to clarify the time and place of the meeting. The second way is to issue an application online on the Sberbank website, after which the employee will call back to arrange a meeting.

2022: More than a million children's cards issued

On June 1, 2022, Sberbank announced that it had crossed the mark of 1 million issued children's SberCards. Since the launch of the children's SberKart, parents have replenished them by more than 10 billion rubles, while the children spent only 6 billion rubles.

According to the company, the SberBank card allows children aged 6 to 14 to pay in online and offline stores, and parents to control their expenses. Children's SberCard can be issued to your child for free in the SberBank Online mobile application. It is a convenient tool for teaching a child financial literacy. Children plan their own budget, spend and save money, but all this is under the supervision of parents who can insure them and warn them if something goes wrong.

It is symbolic that the first million children's SberKart was released by June 1, Children's Day. We are pleased with the trend that we have seen over the past six months - children know how to spend money wisely, know how to save. This suggests a good level of their financial literacy. Experts advise to start teaching children financial literacy from 5-7 years old, our card can be issued starting from six years old. You can manage the children's SberCard through the SberKids application, in which you can find out how much money is on the card, watch spending in stores, learn to manage your pocket money, increase financial literacy, as well as choose a task (for example, wash dishes or clean the room) and send an offer to parents. told Artyom Mogilin, executive director of the Special Solutions division

2021: Mass implementation

Sberbank on July 16, 2021 announced that it was simplifying the line of its bank cards and massively introducing a card product - SberKart. It already accounts for 60% of sales as of July 2021. Customers no longer have to compare the conditions of various SberBank cards with each other, SberCard will adapt to their product requirements and will work for them.

SberCard will replace old card products, but some of them remain in the line, for example, Mir Social, Aeroflot, Give Life. At the same time, customers will be able to continue to reissue the cards they already have that are different from SberCard.

In 2020, we launched SberKart, and now, realizing that it is the most common product among customers, we decided to replace most of the bank's old card products with it. The tariff on the card is automatically adjusted to the life situation of the client. The main advantage of SberKart is that the more actively you use the card, the more profitable it becomes, providing even more discounts, bonuses and opportunities, "said Igor Kovalev, Director of the Customer Wallet division of SberBank

Card service is free. If you spend on it from 5,000 rubles a month or store from 20,000 rubles, or subscribe to SberPrime or SberPrime +. For recipients of regular social benefits or pensions, the card will be free anyway. In addition, SberKarta provides preferential service rates for certain categories - youth and pensioners. The bank will accrue 3.5% on the balance on pension credits.

It is also possible to improve service conditions by increasing the amount of expenses. Depending on the level of expenses and the balance on the card, SMS information becomes free; increased bonuses SberThank you: 5% of the purchase price in cafes, restaurants, 5% in taxis, as well as 10% at gas stations. When the maximum level of "free" is reached, it becomes possible to withdraw cash without commission at ATMs around the world.

A convenient interface has been created for SberCard holders in the SberBank Online mobile application, which allows you to see all the conditions, tariffs, discounts on your SberCard. There are also tips on how to improve the terms of service on SberCard or save the current ones.