Developers: | Russian Standard Bank |
Last Release Date: | 2023/06/27 |
Branches: | Internet Services, Financial Services, Investments and Auditing |
Technology: | Remote Banking Systems |
Main article: Mobile applications
2023: Ability to change loan repayment date in iOS app
Russian Standard updated its mobile bank for, operating system iOS the updated release is already available for download in. App Store This was bank announced on June 27, 2023.
In the updated application Russian Standard Online for IOS, convenient functionality has been added. Now the customer, having made only a few clicks, can change the date of the monthly to the credit cash payment. You can select a comfortable repayment date in the loan section itself by selecting "Operations" from the menu.
Recall that Mobile Bank Russian Standard Online is a modern service that is created taking into account the needs of users, takes into account all their comments and recommendations. Thanks to feedback from active customers received through chat and other remote service channels, the bank has traditionally made visual and technical improvements to the operation of the mobile application
2022
Displaying credit card sales for an iOS app
Russian Standard updated its mobile bank for operating systems iOS and, Android supplementing its functionality with useful services and convenient innovations. This was bank announced on May 10, 2023.
application The Russian Standard Online for IOS implements the display of turnover according to the required credit cards to receive a discount on the cost of service. The detailed information to the card about now shows how much the client needs to spend to get a discount.
Other convenient solutions await IOS users. In the updated mobile bank, when re-issuing cards, information is displayed on the basis of which payment system the new card will be made.
In addition, IOS users will be able to release a virtual card based on the national payment system Mir in the Russian Standard Online application. And also within the framework of a mobile bank, both to deposit funds on it and to make outgoing transfers and expenses.
Additional bank products, such as a credit line, have become available to those customers who use the Russian Standard Online mobile bank through the Android operating system.
Credit card holders will also be pleased with a convenient visual solution as part of cashback accrual. The scale of the mandatory turnover on the card has been finalized to receive a return from the bank: now, after passing the required limit, the final icon "Completed" will be displayed.
In addition, other convenient functionality is implemented for the Android application. For example, within the framework of a insurance sports risk contract, you can now first look, as well as send a certificate for each insured separately.
The updated Russian Standard Online mobile bank for Android users has a preview of checks about transactions made before saving or sending.
The updated Russian Standard Online application is available for download in the App Store and Google Play.
Displaying the remaining amount of the monthly limit of transfers without commission through the SPB
Russian Standard updated its Mobile bank RSB Mobile for operating systems iOS and, Android complementing its functionality with useful services and convenient innovations. The bank announced this on November 7, 2022.
IOS users are waiting for solutions that have made using the application even more comfortable. So, now the remaining amount of the monthly limit of transfers without a commission through the Fast Payment System (FPS) is displayed.
In addition, in the updated application for IOS, the signing of contracts for opening savings accounts is implemented with confirmation of the operation with an SMS code.
Those customers who use the RSB Mobile Bank through the Android operating system, as well as for IOS, have access to the listed additional services and application capabilities.
And additionally, another convenient functionality is implemented for them. For example, the process of confirming email is noticeably simplified. Let's clarify that e-mail verification is needed to receive notifications, certificates or statements on completed banking operations by the client.
In the updated RSB Mobile app, Android users will now be able to unlock the card quickly and comfortably in just a few clicks.
By simplifying and optimizing the application, the main screen "My Bank" will load faster, which will allow customers to quickly solve any financial problems.
The updated RSB Mobile app is already available for download on the App Store and Google Play.
Availability for smartphones on the Huawei platform
Mobile bank Russian Standard RSB Mobile can also be downloaded from the gallery applications for the platform. Huawei The bank announced this on November 3, 2022. Expanding the availability of the application by increasing the coverage of mobile devices is especially in demand in the current situation.
In the Mobile Bank of the Russian Standard, customers can receive key banking services and services remotely. Here you can issue any products from consumer credit online to digital, credit or debit, cards open a deposit or savings account, and much more. Customers do not need to visit the office - the application implements the entire process of receiving a banking product, service or service: from registration of an application to direct receipt.
The Bank constantly takes into account customer feedback and feedback from active users received through chat and other remote service channels, constantly making visual and technical improvements. The first updates of the application are already available for users of smartphones on the Huawei platform.
The RSB Mobile Bank Russian Standard application is available for download in AppGallery Huawei.
2021
Ability to obtain credit history information
In the updated version of RSB Mobile Bank, customers of the Russian Standard can now receive comprehensive information about their credit history and their level of reliability as a borrower. The bank announced this on July 13, 2021.
The service "Traffic Light" of the Bank Russian Standard, previously implemented in the Internet Bank of the Russian Standard, has now become available to users of the updated Mobile Bank. This is a kind of indicator of creditworthiness, which is activated in the application and changes color after prior consent to the processing of data by the Russian Standard Credit Bureau.
"Traffic light" is as simple and understandable as possible. So, for example, the green color of the indicator, which is displayed in the Mobile Bank, indicates an excellent credit history without current overdue debts, yellow - about the absence of current overdue debts, but its presence in previous periods for a period of less than 60 days, red indicates debt for a period of more than 60 days, light gray - about, that information was not found, gray - that credit information was not found, but there is information about credit history requests. A brief description of the status is also displayed to customers.
Another important change to the fresh RSB Mobile release is the ability to buy a credit dossier. In it, the client sees detailed information on credit history and scoring - an assessment characterizing the chances of obtaining a loan. Scoring also contains explanations of which loans can be issued with a high degree of probability in the current assessment and recommendations for its improvement. In addition, when buying a dossier, the client can see his scoring score in a service informer, which is made in the form of a "speedometer." Knowing the score will allow you to quickly assess the chances of obtaining a loan without a detailed analysis of the credit history, choose a credit institution where you should first apply for a loan. The higher the scoring score, the better the customer's score for the bank.
Ability to finalize an approved loan application
On July 5, 2021, the Russian Standard issued the release of Mobile Bank, introducing a number of additional services for customers.
Now in RSB Mobile, users will be able to add a couple of clicks to the approved loan application, which was filled out in the office, on the website or by phone.
Issuing a credit card in the application has become even more convenient in a compact application with an emphasis on the limit, tips for additional services, access to all conditions and the ability to choose a digital or plastic card. And the "Benefits" section will help users learn about the beneficial features of the map (in the "INFO" tab).
An important part of the RSB Mobile update: improving the application. In the updated version, the list of all accounts began to load faster, thanks to the authorization optimization carried out.
The developers paid special attention to improving the chat of the application: now it contains the answers to frequently asked questions. In addition, communicating with a bank employee, it became easy to answer a specific message - just by swiping it left.
The updated RSB Mobile app is available for download on the App Store and will be available on Google Play soon.
Change the Transactions section for easy cash repayment
The next release of the RSB Mobile Bank Russian Standard mobile application was released. The bank announced this on February 9, 2021. In the updated version of Mobile Bank, the developers implemented the vast majority of user wishes.
The main convenient change awaits customers in cash loans. Now partially early repayment of the loan has become more convenient at Mobile Bank. A simple, native form of application for partial prepayment in the "Transactions" section allows you to select a convenient date and amount in advance to reduce credit debt. When creating an application, the user will immediately see the estimated new amount of the monthly payment according to the schedule.
You can view or cancel a valid partial prepayment request in the Cash Credit Info tab. And users will also be able to add a reminder of the upcoming partially early repayment date to the mobile device calendar directly from RSB Mobile.
This RSB Mobile release has finalized the "Payments" section. For example, the developers have implemented the ability to minimize rarely used blocks for a more compact and convenient placement of information on the smartphone screen. Now the accruals for housing and communal services and communications, which the client received by subscription and has already paid, are not available for re-payment.
In addition, additional useful functions appeared in this release, the list of service providers was expanded. In the presented version of the mobile application, the developers have modified and refined the mechanics of activation and delivery of push notifications. And also the developers traditionally paid attention to visual and technical improvements in the service.
The updated mobile application of the Bank Russian Standard RSB Mobile is already available for download in the App Store and will soon be available on Google Play.
Updated section "Promotions" and a block with collections of personal offers
Bank Russian Standard February 2, 2021 announced the update of the mobile application for iOS and Android.
The updated Mobile Bank has optimized the "Shares" section: now it has become even more profitable and more convenient to use Bank Russian Standard cards.
In the latest version of the mobile application, users will be able to evaluate a block with collections of personal offers. Here visitors are waiting for the recommendation of personalized privileges and the choice of individual thematic actions specifically for each client. And for the convenience of users, an important function has been added: "activate everything," with which you can immediately register in all promotions in a specific collection or category.
In addition, the "Promotions" section has improved the filter so that you can view separately offers on free interest-free installments for credit cards, study only promotions with discounts for all bank cards, or find out information on the accrual of increased cashback from partners. And in the latest release of RSB Mobile, the category "New items" has been added. This displays all promotions that have appeared in the last 7 days, in which the client has not yet registered.
The map in Mobile Bank now contains even more tips. All promotions within a radius of 100 km: discounts, installments, increased cashback - now marked on the online map in the updated RSB Mobile.
Every year RSB Mobile offers consumers various changes in the form of useful, and most importantly practical functions.
The updated version of the RSB Mobile Bank Russian Standard application for February 2021 is already available for download in the App Store and Google Play.
2020
Updated version with redesign of a number of sections
The Russian Standard on December 2, 2020 announced the release of the updated RSB Mobile Bank.
The updated Mobile Bank has additional useful functions, the list of service providers has been expanded. The developers paid special attention to convenience: navigation has become simpler, a number of sections have been redesigned.
This RSB Mobile release restyled the Payments section. Now on the section screen you can search for transactions by any word: template name, auto payment, invoice, TIN or service provider name and other parameters.
Checks with a blue seal became available in the updated Mobile Bank immediately after the operation with the ability to send by mail or through instant messengers. The check is available immediately after the operation, as well as at any time - upon the return of the client to the payment made. The option for payments for housing and communal services, payment of fines and state duties, taxes and other transactions is especially relevant.
Now in RSB Mobile, the client can receive a certificate with the blue seal of the bank for any purchase or about the withdrawal of cash (from the card statement). And share this check in any convenient way. The document displays the date and time of the transaction, the amount in the transaction currency and the currency of the card, as well as the name of the store when it comes to the purchase.
In this version of the mobile application, the "Contacts" section has been added for clients who have allowed access to it. It allows you to quickly make transfers to a phone number in a few clicks or pay for another user's phone.
The changes also affected the window of offers for customers, where the amounts of pre-approved loans, profitable promotions with discounts, interesting offers for installments, services and services appeared.
In addition, the Bank Russian Standard has expanded the list of service providers for quick payment. The largest increase in the number of counterparties is in popular segments. And also among the popular categories of quick payments from users: fines, TRAFFIC POLICE taxes, city phone, television and services Internet-. providers Now users will be able to even more comfortably solve any household problems with. smartphone
As well as the Bank, the Russian Standard traditionally made a number of visual and technical improvements to the service, thanks to feedback from active users, which was received through chat and other remote service channels.
Online Deposit Window Design Update
Bank Russian Standard released an update to the RSB Mobile mobile application and announced this on October 13, 2020.
The updated mobile application of the Bank Russian Standard RSB Mobile is already available for download in the App Store and Google Play.
A feature of the RSB Mobile Bank, which will be appreciated by depositors, is the updated design of the online deposit window. The process of selecting a profitable contribution is significantly simplified here. Now all the key parameters of the deposit can be seen immediately on the online showcase. Both ruble and foreign currency deposits are available for registration.
In addition, for pensioners wishing to open a Pension deposit in RSB Mobile Bank, individual favorable conditions for deposits will automatically become available in the application.
In the updated Mobile Bank of the Russian Standard, customers can see all their blocked, inactive, as well as expired cards in the "My Bank" tab, as well as when viewing detailed information on the card, when replenishing their account, etc. Now in Mobile Bank customers have the opportunity to pay off the debt on an inactive card, or order its reissue. Such an option is especially convenient, for example, in case of loss and subsequent blocking, or expiration of the credit card on which you need to make a planned payment in a timely manner.
Another change in the RSB Mobile Bank is the addition of payment orders for internal transfers to the "statement" tab. Now the orders for transfers between accounts are displayed here, but the phone number, email address or account number.
Ability to add a card to Apple Pay from the app
The Russian Standard on August 3, 2020 announced the release of an update to the Mobile Bank. In this release of RSB Mobile, navigation has been finalized, where useful functions have been introduced, sections have been restyled and the list of service providers has been expanded.
In the updated section "Promotions" of the mobile application, it became convenient to search for profitable offers by the name of the partner company or by topic, including: choose from the list of categories. In addition, you can see the registration status in those promotions where it is needed.
All debit card details are available in the app. Now, to make purchases on the Internet, you do not have to take out a debit plastic card from your wallet, since all the details (number, validity period, CVC) can be viewed directly in RSB Mobile.
The updated version of RSB Mobile has restyled the "Journal of Operations" section - information about user actions is available in a light and informative design, additional types of operations have been added.
The changes also affected the showcase of offers for customers, where interesting services, products and services appeared.
After updating the application, Visa cardholders will be able to add their card to the Apple Pay payment application on their smartphone from Mobile Bank in a few clicks. Added the ability to disable NFC reading.
In addition, Bank Russian Standard made a number of visual and technical improvements to the service, thanks to feedback from active users, which was received through chat and other remote service channels.
The updated mobile application of the Bank Russian Standard RSB Mobile is available for download in the App Store and Google Play.
Availability of c2c translation through the NWS at the request of the recipient
Russian Standard Bank on July 6, 2020 announced the me2me transfer between accounts in different banks through the Fast Payment System (FPS) in Pull mode, which was initiated by the recipient of the funds. The transaction took place in test mode. This service will soon be available to all clients of Russian Standard Bank.
It is easy to use the transfer service between your accounts in different banks on request through the SBP. The RSB Mobile Bank will open the "Payment Request" menu item, where you will need to select an account for crediting the transfer, indicate the name of the participating bank of the SBP, where the funds will come from, and enter the amount. After confirming the transaction in both banks, the participants - the debiting of funds on request in another bank will occur automatically.
The bank noted that the transfer through the SBP takes place instantly. The presented service will help save the client's time, simplify transfers and reduce the cost of conducting them, since in the Bank "Russian Standard" all transfers of individuals through the SBP are free.
At the first stage, clients of Russian Standard Bank through the SBP will be able to transfer money on request only between their accounts in different banks. In the next stages of implementation, it is planned to implement the ability to request a c2c transfer between individual accounts.
Ability to set or change numeric and letter access codes to the bank's contact center
On May 25, 2020, Russian Standard Bank announced the release of an update to the RSB Mobile mobile application.
The app is already available for download on the App Store and Google Play. It introduces services in a more comfortable design and menu.
The latest version of RSB Mobile is configured to easily select or change your favorite card, including for sending and receiving transfers through the Fast Payment System (FPS).
And also the changes also affected the "Security" section, where in addition to the traditional features: setting the login by Face ID/Touch ID, the graphical key, choosing ways to confirm operations - another option appeared. Now in RSB Mobile, the client can set or change the digital and letter access codes to the contact centrebank.
The "Profile" section has been restyled, where you can now change personal data, the side menu of the application has been improved and improved. An updated screen for application settings has appeared, thanks to which you can change the order of products, install the widget on the iPhone home screen, select the color for the design of the Mobile Bank. There is also a virtual tour of the application, where you can find out all the functions of the latest release.
In addition, Russian Standard Bank has traditionally made a number of visual and technical improvements to the service, thanks to feedback from active users received through chat and other remote service channels.
Add Consumer Credit Online
On May 12, 2020, Bank Russian Standard announced the optimization of the RSB Mobile mobile application, adding the function of issuing a consumer loan online to it. Now, to receive the service, the client will not have to visit the bank office - he will be able to use the service remotely.
An additional advantage of the service is the minimum requested information on the application form. So, you need to specify only the loan term and the desired amount. The client will immediately see which card the loan will be credited to when a positive decision is made, namely, its name and the last four digits.
It is important: if the client's passport is invalid (in this case, when trying to issue a loan, a corresponding notification will appear), the user will need to update passport data through the RSB Online Internet Bank, or in the banking branch of the Russian Standard. Only after that the client will be able to return to the mobile application to apply for a loan.
At the same time, if the client has already made an application for a loan, and it is under consideration or in the status of waiting for the signing of the contract, a new application will not be possible to create in Mobile Bank.
If the client does not have a card for crediting a loan, the online service will offer to issue a free debit card Bank in the Digital pocket of the Russian Standard, after which it will return to issuing a loan.
The request is confirmed by the apine/push code (depending on the client settings). After submitting an application, the decision is easy to track on the RSB Mobile "My Bank" screen, under the "Stories" section. In total, there will be three status on loans - "Pending "/" Denied "/" Approved." The item also displays the amount and date for which the claim was submitted.
After receiving the status "Approved" on the application: the client can sign the contract or refuse it. On the Signing Information screen, the customer will see the final interest rate from the bank and other parameters of the approved application. After that, click "Sign the contract" or "Refuse." The contract is always signed with an SMS code.
The Bank recalled that the updated version of the Mobile Bank of the Russian Standard is available for download in the App Store and Google Play.
Add Map Reissue
On May 6, 2020, Bank Russian Standard announced the release of an updated version of the RSB Mobile mobile application, which is available for download in the App Store and Google Play. The online service will delight users with additional useful functions, including re-issuing the card.
Customers will be able to find the "Reissue card" function in the card information, in the "Operations" tab. The service will be available to customers in two cases: due to the loss of a bank product or the expiration of its validity period. You can use the service at any time, as needed. If the validity period expires, you can reissue the card in RSB Mobile only when there are only 60 days left before the expiration of the card.
On the final screen, after confirming the operation with the code, the client will be informed that the card has arrived at the department bank SMS with a message.
Thanks to the changes, it became even easier to find out about the expiration of the card on time. So, on the main page "My Bank" of the mobile application of the Russian Standard, under the section "Storis," a corresponding notification will appear. When you click on it, you will switch to re-issue the card due to the expiration of its validity period.
Other useful and convenient functions have appeared in the updated version of Mobile Bank. RSB Mobile has significantly simplified the function of transferring purchases to installments. In the "Statement" section, those operations that can be transferred to installments now display an updated icon - the percentage sign. In turn, when switching to detailed information on such an operation, a button "In installments" was added (under the date of the operation). Here the purchase can be immediately transferred to installments.
Also, in the updated RSB Mobile mobile application, customers will be able to manage the points of the funded bonus program Membership Rewards, namely, transfer them to the points of partner loyalty programs. In addition, the change will allow you to provide the client with information about the amount of the completed turnover, plus the turnover that remains to be made to receive welcome and bonus points.
And finally, now a search in the "Payments" section of the online service can search for suppliers GIS HOUSING AND COMMUNAL SERVICES (only for). iOS The Bank recalled that GIS HOUSING AND PUBLIC UTILITIES there are more than 50,000 service providers in the system, so users of the Mobile Bank of the Russian Standard will be able to pay for any receipt of housing and communal services.
Customers will be able to appreciate the updated RSB Mobile design. In the improved online service, customers will find updated account/deposit icons that have currency designations.
Traditionally, Bank Russian Standard has made a number of visual and technical improvements to the service, thanks to feedback from active users received through chat and other remote service channels.
Appearance of the "Stories" section
On March 18, 2020, Bank Russian Standard announced the release of an update to the RSB Mobile mobile application.
The improved version of RSB Mobile makes it much easier to perform frequently repeated operations. All active regular and deferred payment and transfer transactions created on the Internet and Mobile Banks are now combined in the Remote Banking Service system.
A real surprise for users of the updated mobile application will be the previously defunct "Stories" section. Here, bank customers will be able to learn about all promotions, all kinds of financial life hacks, plus about individual offers that are "pulled up" personally for each user.
The latest stories will be highlighted by a colorful green frame. After reading, each of them will instantly move to the end of the list. The number of slides in the story, as well as the time until they close, will show a special indicator at the top of the screen.
Also, users of RSB Mobile Bank are guaranteed to appreciate its design. The main page of the application got rid of unnecessary headers and buttons, while freeing up space for the most important information. In addition, in the improved version of the online service, customers will find additional fonts, colors and icons.
The Bank made a number of visual and technical improvements to the service, thanks to feedback from active users, which was received through chat and other remote service channels.
Start an instant refund through the NWS when the purchase is canceled
On March 2, 2020, Bank Russian Standard announced the launch of an instant refund to a client who paid for the purchase using a QR code through the Fast Payment System (FPS) of the Bank of Russia (FPS) and then refused it. Thus, trade and service enterprises that received a payment for goods or services from individuals through the SBP will be able to automatically return funds to their account if the purchase is canceled.
Trade and service enterprises will use the service for free, since there are zero tariffs for it, both for senders and recipients of funds.
{{quote 'author = comments the director acquiring Bank of the department Russian Inna Emelyanova Standard|Payment of goods and services using a QR code is increasingly gaining popularity around the world. The appearance Russia of c2b-transfers via QR code in such a service through the SBP significantly reduces costs for trade and service enterprises and is another channel of non-cash payments along cards with. }}
The ability to look for LCD accruals on a single personal account and pay payments through GIS housing and communal services
On January 14, 2020, Bank Russian Standard announced the release of an updated mobile application where users can search for housing and communal services accruals under a single personal account and pay payments through the State Information System of Housing and Communal Services (GIS Housing and Communal Services).
The section is located in the "Payments - Housing and Communal Services" tab: here you need to click on the "Search for GIS Housing and Communal Services" button. Next, the client introduces a single personal account (ELS) - it is indicated on the receipt for housing and communal services, and it is also easy to recognize it in the Personal Account on the portal dom.gosuslugi.ru. Then, after the system recognizes the personal account, the accruals that he can pay will become available to the client.
It is worth noting that in the GIS housing and communal services system there are all service providers, and there are more than 50,000 of them, so users of the Russian Standard Mobile Bank will be able to pay for any housing and communal services receipt. By the way, if at the time of the search in the application the accrual was not found, then in the future RSB Mobile will send the client a push notification as soon as it finds the generated receipt in the system.
Also, now it is possible to subscribe to a single personal account of GIS housing and communal services and receive accruals for all their utilities in automatic mode.
The updated version of the Mobile Bank of the Russian Standard made it much easier to make payments using templates. For example, all templates created in the Mobile Bank are now identical to those formed in the Internet Bank.
Bank Russian Standard has traditionally made a number of improvements to the service thanks to feedback from active users, which is received through chat and other remote service channels.
2019
Expanding the use of QR codes
The updated mobile application of the Bank Russian Standard RSB Mobile maximizes the use of QR codes. This was announced on November 26, 2019 by the bank.
Now all individuals will be able to transfer money to each other using a QR code. You no longer need to name the card number and even the phone number: you can get or make a transfer using a QR code from the Mobile Bank. Unlike other developments in the market: customers of any banks can send and receive money using a QR code from RSB Mobile. It is important that such a QR code can be downloaded to other mobile banks (if they support the technology). Such financial technology claims to be the safest option for p2p transfer between individual accounts.
Bank Russian Standard makes a significant bet on the development of services for the use of QR codes in everyday life so that customers can conduct standard financial transactions easily, quickly and conveniently.
The updated RSB Mobile Bank provided users with the opportunity to pay bills, utilities, fines, taxes, pay for education and much more according to the electronic version of the QR code from one device. So, you can now pay for an electronic receipt, LCD account or make any other payment using a QR code not only using the camera, but also from a file (not including the camera on the smartphone). The technology works very simply: the client saves the received receipt in the phone, for example, if it came to e-mail or to the messenger. Selects the desired scanning option on the Mobile Bank screen or finds a receipt among its files and photos.
You can update the RSB Mobile mobile bank in the App Store and Google Play.
Start payment for a purchase using a QR code through the Fast Payment System
On October 29, 2019, the Russian Standard Bank announced the launch in RSB Mobile Bank of payment for goods and services using a QR code through the Fast Payment System (FPS). You can make purchases in this way in retail stores and on online sites that are connected to the service.
The technology is extremely easy to use. The buyer will need to choose payment through the SBP at the checkout or at the end of the online purchase. Then, using RSB Mobile, scan the QR code that is displayed on the trade point terminal or on the screen (computer when ordering on the site). Next - confirm payment.
Thanks to the universal links technology used: when scanning such a QR code with a standard camera - iPhone or Android also automatically forwards the buyer to Mobile Bank. Money from the buyer's account will go to the store's account almost immediately after the purchase.
In the "Card statement" section of the mobile application, users will be able to see in which store the purchase was made. The performed operations are displayed with a special "SBP" icon. There is no payment fee.
Making payments without code confirmation
On October 17, 2019, Bank Russian Standard announced the update of the RSB Mobile mobile application. Customers will now be able to make all necessary payments faster and more conveniently.
So, in the updated Mobile Bank, it has become much easier to make everyday payments - some of them do not need to be confirmed with a code. Also, if necessary, during payment for a number of services, users will be able to receive a hint, and information about payments made to RSB Mobile will be duplicated in the event feed of the RSB Online Internet Bank.
In the improved version of the online service, a chat appeared in which a photo of the client is displayed, plus many equally useful changes.
Downloading the "My Bank" screen of the updated RSB Mobile application will be several times faster than before.
An updated version of RSB Mobile for iOS 13 has been released in a stylish dark color. From a light shade to a dark background, the application changes automatically - just switch the theme in the phone settings. Such a mode will save energy on a smartphone, plus it will be more comfortable for the eyes in low light, for example, in the dark.
In addition, Bank Russian Standard has traditionally made a number of visual and technical improvements to the service, thanks to feedback from active users received through chat and other remote service channels.
You can update the RSB Mobile Mobile Bank in the App Store.
Transfers by phone number through the Fast Payment System
On July 18, 2019, Bank Russian Standard announced the launch of S2S transfers through the Fast Payment System in its RSB Mobile application. Now clients of the Russian Standard will be able to exchange instant transfers by phone number with clients of participating banks of the SBP.
Clients of the Russian Standard can exchange transfers in RSB Mobile Bank. In the "Transfers" section of the Mobile Bank, customers of the Russian Standard need to specify the recipient's phone number, then select the bank (you need to clarify in advance with the recipient of the payment) and enter the amount of the transfer.
Transfers through the SBP by phone number will be free for clients of the Russian Standard at least until 2019.
The indisputable advantages of the SBP are ease of use, the maximum efficiency of receiving money to the account (less than 15 seconds pass from the moment of confirmation of payment to the crediting of money to the recipient's account), round-the-clock availability (including on weekends and holidays). The SBP meets all modern information security standards.
QR Code Receipt Payment Function
On June 18, 2019, Bank Russian Standard announced the launch of the function of paying receipts using a QR code. The service is already available to users of the RSB Mobile mobile bank.
The technological solution allowed customers to pay promptly. The use of a QR code freed RSB Mobile users from the need to enter payment details. The service allows you to pay instantly: this requires only to scan barcode a payment document using the camera, smartphone after which the details will automatically appear in the required fields.
The function of paying for receipts using a QR code is easy to use, which is why it is available to users of any age category. In RSB Mobile, you can pay housing and communal services, traffic police fines, taxes, subscribe to public services, as well as ask any question of interest to a bank employee in a special online chat.
Detailed Purchase Information Available
Detailed information on purchases is now available in the Mobile Bank of the Russian Standard
On June 4, 2019, Bank Russian Standard announced the launch of a service that allows customers to find out about filling a cash check in a mobile bank when paying for purchases by card.
Now in the updated mobile bank you can study in detail your expenses after paying for a purchase with a card at a retail outlet. All information will fully correspond to the paper check.
The basis of the service is the exchange data between the Bank Russian Standard, (National Payment Card System NSPK) and fiscal data operators (OFD). They are processed automatically. Moreover, to view an electronic check in RSB Mobile, you do not need to provide a phone number e-mail or to scan smartphone QR code check at the outlet.
As emphasized in the bank, the program for the bank's service provides complete security during the daily exchange of data. The system binds the check to an acquiring terminal located at the outlet, and then the client of the Russian Standard will be able to see the check filling in the RSB Mobile mobile bank.
Thanks to feedback from active users received through chat and other remote service channels, the bank has traditionally made visual and technical improvements to the service. An updated version of the RSB Mobile application of the Russian Standard is already available for download in the App Store and Google Pay.
2018
The average amount of online payment for housing and communal services decreased by 0.5%
On January 30, 2019, the company Bank Russian Standard reported that it had studied how customers paid for Mobile bank LCD at RSB Mobile in 2018. The average amount of payment in the country decreased slightly - from 3152 rubles. up to 3135 rubles.
According to the company, if in 2017 the average amount of online payment in housing and communal services increased by 1.21%, then in 2018 it decreased by 0.5%. The decline in the average check against the background of increased tariffs explains a significant increase in the number of payments: people began to pay bills more often. Statistics show that if a year earlier large amounts were recorded in payments for 2-3 months, now the amounts are less with monthly regularity. In addition, experts note that customers have begun to treat natural resources more carefully and consume them more economically, including using lower "night" tariffs.
Of the top 10 cities in terms of the number of such payments, there are opposite trends, for example, in two multimillion-dollar capitals. The average check in Moscow increased from 3254 rubles. up to 3270 rubles, but residents of St. Petersburg significantly reduced costs - the payment decreased from 2992 rubles. up to 2630 rubles.
Among other leading cities in housing and communal services payments in Tyumen, for example, the average check decreased from 3283 rubles. up to 3168 rubles, and in Izhevsk - from 3679 rubles. up to 1960 rubles.
However, not all participants in the top 10 have an average payment amount for housing and communal services. So, for example, the average check grew in Krasnodar from 2589 rubles. up to 2850 rubles, in Naberezhnye Chelny - from 3007 rubles. up to 4140 rubles, in Voronezh - from 1321 rubles. up to 1350 rubles.
According to the Russian Standard Bank, in 2018 the average amount of payment to housing and communal services at RSB Mobile Bank decreased by 0.5% compared to 2017 - from 3152 rubles. up to 3135 rubles.
The smallest average check in the RSB Mobile Bank among regions with a large number of operations was noted in the Tula region and amounted to 987 rubles, the largest - in: 4,638 rubles.
Among other things, there has been a great increase in popularity. Mobile bank The increase in customers paying for housing and communal services here increased by 49%.
As part of the study, the bank studied transactions to pay for LCD of active users of RSB Mobile Bank in 2017 and 2018.
Ability to receive and transfer funds to customers of third-party banks by phone number
On December 20, 2018, Russian Standard Bank announced an updated version of the RSB Mobile Bank Russian Standard application, which is already available in the App Store and Google Play.
In the updated Mobile Bank, you can now receive and transfer funds to customers of other banks only by phone number. You no longer need to ask the recipient for your card number or account details. You can connect to the service on the map details screen (Operations tab). Please note that in order to transfer to another bank only by phone number, the recipient of funds must also connect a similar service in his bank.
In addition, now current users will be able to choose the period for which it will be issued in the application when making an installment plan for a credit card. This service is paid, information about the cost is indicated on the screen for issuing an installment plan transaction.
Now, depending on the products available to the client, the limits on payments and transfers from the RS Cashback account will become individual.
Traditionally, the bank has made a number of visual and technical improvements to the service, thanks to feedback from active users received through chat and other remote service channels.