Realist Bank

Realist Bank JSC (formerly BaikalInvestBank) was founded in 1990 and is a universal financial organization that provides a wide range of services to corporate and private clients.

Offices

Realist Bank's head office is located in Moscow, with divisions located in 38 cities in various regions of Russia (as of June 2022).

History

2022: Appointment of Vladimir Elmanin as Chairman of the Board

By the decision of the Board of Directors, Vladimir Elmanin was appointed Chairman of the Management Board of Realist Bank, who replaced Nadezhda Bobyliova in this post. The bank announced this on June 21, 2022. Read more here.

2021: Trial of fraudsters who stole 5 million rubles from the bank

In December 2021, the prosecutor's office requested from 6 to 8 years in prison for the three accused. Three fraudsters from the fake security service Dmitry Semin, Sergey Lapin and Alexey Kharitonov deceived employees of Ak Bars and Realist banks by phone. They introduced themselves as security officers and asked to transfer the money to the specified account. As a result, the Moscow bank lost 5 million rubles, the Tatarstan bank - 4 million. The fraudster told the woman he was a bank security officer and was doing "posting tests." He got a cashier from Tatarstan and asked to transfer first 1 ruble to the account indicated by him, and then 4 million. The fraudster said that now she needs to restart her computer and the transaction is canceled. But that didn't happen.

The unlucky cashier immediately reported the incident to her superiors, and they told the police. Funds in the account indicated by the swindler were blocked, but out of 4 million rubles only 500 thousand remained there, the rest of the money was promptly withdrawn in the Moscow branch of Ak Bars. A similar situation occurred in "Realist."

2020

Change of corporate name to Realist Bank JSC

On September 14, 2020, BaikalInvestBank announced a change in its corporate name to Realist Bank. Full corporate name of the bank: Realist Bank Joint-Stock Company; abbreviated: Realist Bank JSC.

The necessary changes were made to the bank's constituent documents and the Unified State Register of Legal Entities (USRUL).

Previously, the head office of the bank was located in Irkutsk, and it was in this region that the main part of its activities was concentrated. As it developed, it became a federal bank, the head office was transferred to Moscow, and the legal address was changed. As of September 2020, the bank is represented in 38 cities of various regions of Russia. In this regard, it was decided to change the name in such a way that it did not cause associations with any one region of the country and, at the same time, reflected the values ​ ​ of the bank.

According to representatives of Realist Bank, renaming will not entail any changes in the rights and obligations of the organization in relation to customers and partners. Re-execution of agreements using the updated name of the bank is not required, all agreements and agreements previously concluded with the bank remain valid.

Changing the name of the bank also does not entail a change in the organizational and legal form, OGRN, TIN, BIC, correspondent account, address, license number and other bank details and customer service procedure

BaikalInvestBank joins Realist Bank

On May 7, 2020, BaikalInvestBank announced the completion of the integration of Realist Bank. Now the clients of these credit institutions are served under a single brand.

All business processes of both banks are transferred to the common technological infrastructure and brought to a single structure and regulations. The joint bank's equity amounted to 4 billion rubles, and the loan portfolio exceeded 14 billion rubles, BaikalInvestBank said in a statement.

BaikalInvestBank announced the completion of the integration of Realist Bank

Sergey Davymoka, Chairman of the Board of Realist Bank, said that the completion of legal procedures for joining the bank will increase opportunities and create comfortable service conditions for customers.

According to the Chairman of the Board of BaikalInvestBank Nadezhda Bobyliova, the merger of banks will give a significant synergistic effect, will increase the financial stability and efficiency of the united bank.

As part of the strategy, the bank will focus on lending to small and medium-sized businesses, the development of the leasing direction, as well as on working with subsoil users, which for many years have been the main and significant clients for the bank.

It was reported that Realist customers will be served in the same branches as before, but already under the BaikalInvestBank brand. The terms of use of previously issued products and services remain the same, customers do not need to renegotiate existing contracts.

As part of the merger, the Internet bank and the Realist bank mobile bank are combined with the Internet bank and the BaikalInvestBank mobile bank and are available to customers with the previous authentication data.

It is assumed that the association with Realist will strengthen BaikalInvestBank's position in corporate lending, as well as diversify the portfolio, including at the expense of borrowers in the Moscow region.^[1]

As of October 2018, the structure of the Bank Realist divisions included five additional offices, three credit and cash offices, three operating offices, as well as an extensive network of payment terminals and ATMs.

2016

Logo of BaikalInvestBank

According to information for 2016, BaikalInvestBank OJSC is a universal bank that carries out all the main types of banking operations, providing private and corporate clients with a wide range of financial services. The head office of Realist Bank is located in Irkutsk. The structure of the divisions includes: a branch in Moscow, additional offices in the cities of Angarsk and Shelekhov and an extensive network of operating and credit and cash offices throughout the Russian Federation.

2015

As of June 2015, the bank's network of divisions included the Head Office in Irkutsk and additional offices in large cities of the Irkutsk Region: Angarsk, Shelekhov and Bodaibo, as well as the Credit and Cash Office in Moscow.