T-ID (formerly Tinkoff ID)

T-ID (formerly Tinkoff ID) is a quick way for users to log in to the site and app. Using the T-ID, the user can log in or register on the site and in the application without entering a password and login, in just a couple of clicks.

2024: Launch of Field Identification Service

On August 7, 2024, T-Bank announced the launch of an on-site identification service that will help you quickly go through remote identification in any convenient place. This allows you to immediately access the online services of T-ID partners with mandatory identity confirmation.

source = T-Bank

As reported, field identification is carried out through bank representatives and is available to customers and those who do not use the bank's products. The service will be equally useful to individuals legal and individuals.

Full confirmation of identity with T-ID is necessary to make transactions on ad sites, work devices, secure communication in social networks, receive parcels without a passport, as well as to use other digital services that require digital identification. In this case, the T-ID sends only encrypted data to partners, which the user agrees to transfer.

To use the on-site identification service, you need to leave a request on the site. After that, the representative will be able to come to a convenient place for the user, on average, from 30 minutes. The exact time depends on the settlement and the place of meeting. It will be possible to use the T-ID on the website or in the partner's application for identification within 10 minutes after the end of the meeting. You can also apply for a representative's departure on the partners' website, where there is remote confirmation of your identity by T-ID. When entering a phone number on the partner's website or application, the user will be defined as valid or updated for the T-Bank ecosystem. The client will have the opportunity to leave an application for a meeting with a representative of T-Bank for identification.

The service is also useful for legal entities - financial, insurance, leasing, banking, microfinance organizations, as well as for companies from other areas of business, for which the "Know your customer" (KYC) procedure is mandatory, but there is no sufficient resource for its organization. On-site identification from T-Bank allows the business to optimize the process of checking customers' personal data, while providing the user with secure access to online services.

Through the T-ID field identification service, T-Bank develops a secure and seamless experience in accessing a variety of products and services for its customers and partner customers. The client path is becoming more efficient: obtaining the status "identified" from users takes up to 1 minutes, and the product design period is reduced to several hours, instead of 1 days.

There is a need for quick identification for many users of Internet services, while not all of them are current clients of T-Bank. We want to be even more open and introduce the products and services of our ecosystem to everyone, and not close only on our client pool. told Spartak Grigoriev, Head of T-ID Partner Authorization

2023

Integration of the Tinkoff ID online authorization service into the Mos.ru portal and other urban digital resources

and Tinkoff Moscow government integrated online service-authorizations Tinkoff ID to the portal Mos.ru and other city digital resources. This was reported on April 25, 2023 in Tinkoff.

Now with the help of Tinkoff ID, you can safely log in to official website application governments Moscow both mos.ru and all portals and applications in a couple of clicks, where authorization is available through, that Mos.ID is, on dozens of city information resources.

With Tinkoff ID, you can now get instant access to, digital ecosystem capitals the services and services of which cover a variety of areas of life.

For example, you can make an appointment with a doctor; enroll the child in kindergarten; pay bills for housing and communal, educational and other city services; learn about business support measures; get city social support measures and more.

The main portals of Moscow, where entry is now available using Tinkoff ID:

• The official website of the mayor of Moscow mos.ru;
• Moscow Electronic School of school.mos.ru;
• Recognize Moscow um.mos.ru;
• Moscow parking parking.mos.ru;
• Active Citizen of ag.mos.ru/home;
• City of crowd.mos.ru Ideas;
• Electronic ed.mos.ru House;
• Our City of gorod.mos.ru;
• Investment portal of Moscow investmoscow.ru;
• City of gz.mos.ru assignments;
• Moscow innovation cluster i.moscow;
• Moscow Metro lk.mosmetro.ru;
• MBM.RU mbm.mos.ru;
• Portal of zakupki.mos.ru suppliers;
• Consumer portal of the city of Moscow prav.mos.ru;
• Moscow transport transport.mos.ru;
• RUSS PASS russpass.ru;
• And others.

Tinkoff ID uses the current OAuth 2.0 authorization system, so it does not require remembering and entering a login and password on each site. All passport and other data necessary for obtaining urban services, when working with Tinkoff ID, will be pulled up automatically, saving the time and effort of users to enter this data manually.

By logging in through Tinkoff ID, the user is verified automatically (subject to the presence of SNILS data in his personal account), and his account receives full status, which means that the person gets access to the maximum possible list of services and services of the portal Mos.ru.

It is important that you can verify the profile via Tinkoff ID separately from the authorization. To do this, you need to log into your Mos.ru account in any available way, go to the unified personal account of the Mos.ru portal and choose Tinkoff ID to raise the account level to full.

Profile verification through Tinkoff will mean that user data is verified and confirmed, which means that they can be used to receive city services and services.

The Tinkoff ID service is based on advanced technologies based on the Tinkoff Zashchita ecosystem security platform. It is based on an ML model that instantly analyzes each authorization, and, depending on the level of risk, automatically applies additional authentication methods where they are required. As a result, the user's data is protected, his account is verified, and this whole process takes a matter of seconds and is completely invisible to the person who logs in through Tinkoff ID.

Tinkoff ID is one of the key technology products of the Group that has historically helped users without any barriers to using services within the ecosystem. In 2022, Tinkoff ID went beyond it and became a safe key for quickly entering more than 150 online services throughout Runet. This number is growing rapidly, and that the portal has joined the list of partners Mos.ru. Profile verification through Tinkoff ID on this portal will help you get an expanded list of all services - from an appointment with a doctor or kindergarten to access an electronic medical record and apply for city support measures. Customers will now be able to access all these services as quickly and securely as they do within the ecosystem, noted Vitaly Briedis, head of the Tinkoff ID service.

Moscow is interested in integrating urban Internet resources with partner projects that create useful services for residents. Such cooperation will help provide citizens with even more convenient ways to register and authorize on Moscow Internet resources - which means it will make them even more accessible to various categories of users. The mos.ru portal, as of April 2023, provides more than 400 electronic services and services that help residents solve almost all everyday issues online. With the help of Tinkoff ID, you can not only register for mos.ru, but also raise your account level to "full" in order to use absolutely all the capabilities of the Moscow digital ecosystem, said Vladislav Shishmarev, Deputy Head of the Moscow City Information Technology Department.

Use for authorization in RuStore

Users RuStore have become available authorization using Tinkoff ID. Authorized users can evaluate applications and leave feedback, download and update available to everyone. The company VK announced this on April 21, 2023. More. here

Launch Tinkoff ID for authorization of legal entities

On April 7, 2023, Tinkoff Bank announced the expansion of the functionality of the Tinkoff ID secure online login service - now it is also available for authorization. legal entities The first company to connect the service was the largest online recruiting platform in. Russia hh.ru

Tinkoff ID for authorization of legal entities

As reported, authorization Tinkoff ID for legal entities is available to all users with a personal account in Tinkoff Business. application And any company that works with businesses and individual entrepreneurs can connect Tinkoff ID for legal entities to its website or to it - for this you do not need to be a Tinkoff client.

The integration of Tinkoff ID mutually optimizes the interaction between the platform providing goods or services to the business and its customers - legal entities. First, the Tinkoff ID connection allows you to increase the login conversion to site, optimize interest rates, and automate billing. The second Tinkoff ID saves time for registration and entry, helps with requesting and paying bills, as well as optimizing accounting in general and not only.

Tinkoff ID for legal entities allows business to:

• Optimize the conversion of registration or login to your personal account on the site. A company representative who logs in using Tinkoff ID does not need to enter details manually for a long time - they will be loaded automatically during authorization, when paying bills, pre-filling contracts and not only. It will be easier for customers to sign in, as well as easier to work with documents and accounts.
• Automatically bill. With the Tinkoff ID, the business will automatically receive advanced customer information, such as billing account, BIC, TIN and other data that is needed to issue documents. Now they will not need to be driven in manually every time - everything will be filled out automatically and simplify accounting calculations, as well as pre-filling contracts.
• It is more convenient to interact with customers. With Tinkoff ID, you don't have to send an invoice to the client by mail, where he can easily get lost. If a company representative entered through Tinkoff ID, the account will appear in his personal account of Tinkoff Business, where everything is conveniently systematized and documents are always at hand, and not lost in the mail. This means that payment will be faster and easier for the client company.
• Ensure data security. All partner company data that enters the Tinkoff ID is securely protected and transmitted only with their consent. Each company can exercise control over the transfer of data, as well as give the right to sign accounts in its personal account of Tinkoff Business.
• Save customers time. So, using the entry through Tinkoff ID on the hh.ru, the registration questionnaire is filled out for the employer. He can only check the correctness of the data, and he can immediately begin the main task - the search for personnel.

Now all small business employers will be able to log in to the hh.ru through Tinkoff ID without entering a login and password in just a couple of clicks. And legal entities that first registered for hh.ru through Tinkoff ID will be awarded a free vacancy that can be used within 3 months of registration.

Tinkoff ID entry for legal entities is a natural stage in the development of our product, and we are glad that hh.ru has become one of Tinkoff's first partners in this area. Now business representatives will be able to pass authorization on the site in a couple of clicks and evaluate all the capabilities of Tinkoff ID. told Vitaly Briedis, head of Tinkoff ID service

Our integration with Tinkoff ID is another important step in optimizing use hh.ru. Now, for Tinkoff ID users, we can exclude the necessary steps of manually filling in the data that the employer is conscientious and conducts real business activities. Yulia Kolpakova, head of the welcome service, reported hh.ru

Integration with hh.ru

hh.ru added an additional way to register employers with Tinkoff ID. Now all small business employers can register or pass hh.ru authorization using Tinkoff ID without entering a password and login in just a couple of clicks. The company announced this on April 5, 2023. Read more here.

About Tinkoff ID

Tinkoff ID is a quick and convenient way to verify customers on the site and in the application. Tinkoff ID helps solve various business problems - from increasing conversion and simplifying the checkout process to fighting Frode. Read more here.

User Profile Verification on Avito

On February 15, 2023, Tinkoff Bank announced that, together with Avito, it had connected the ability to verify a profile in the classification mobile application using the Tinkoff ID online authorization service.

Tinkoff ID

As reported, now with the help of the Tinkoff ID service you can confirm your documents in Avito's personal account in a couple of clicks, get the status "Documents checked" and become a confirmed (verified) user, which means you can get all the related features on the platform.

Verification through Tinkoff ID will be a full-fledged alternative to confirming the profile on Avito using a passport or other documents.

Profile verification via Tinkoff ID gives the following:

• Verifies the identity of the profile. All accounts verified through Tinkoff are bank clients whose documents and identity were checked by company representatives in a personal meeting offline. This means that the profile confirmed through Tinkoff ID belongs to a real person, not a bot.
• Increases traffic in the ad. According to Avito, ads in accounts with icons of passed document verification receive 20% more traffic than in those profiles where such digital badges are absent. This means that after verification through Tinkoff ID, it will be easier for performers and sellers to attract the attention of customers: according to Avito, users with the "Documents Verified" icon receive more orders.
• Optimizes the level of trust from other users. According to Avito's surveys, more than 90% of users choose in favor of a seller whose account contains a mark about passing account verification ("Documents checked," "Details checked").

The Tinkoff ID service is based on modern Tinkoff ecosystem security technologies. A special ML model and algorithms based on it analyze the user profile during each verification, and depending on the level of risk, additional methods for checking data are automatically applied, if they are required.

Profile verification via Tinkoff ID means that user data is verified, validated and protected. In the near future, mechanisms for verification and verification of users using artificial intelligence will be optimized.

To confirm the profile through Tinkoff ID, you must log in to the Avito application in any of the available ways. Then go to your profile - section Profile management - Basic data - Data confirmation - Tinkoff ID.

Then the system will prompt the user to open the Tinkoff mobile application to check the data. The review will take less than a minute and the Documents Reviewed icon in Avito's user profile will appear immediately afterwards.

We have implemented the ability to verify user profiles through Tinkoff ID and think this will help us combat the impersonal identity of some accounts, as well as fake accounts of non-existent people. We expect that in the future Tinkoff ID will become a kind of digital passport, a real sign of trust in the network. For this to become a reality faster, users themselves can help us - and verify their profiles more often. After all, if more people on platforms are verified through Tinkoff ID, over time, the bank's security systems will have even more opportunities to protect customers' money. ML models will learn from more data, and our validation algorithms will become more complex and at the same time acquire even greater efficiency. All this as a result will help to form a digital environment on marketers and classifieds, where transactions are made in even safer conditions. narrated by Vitaliy Briedis, head of Tinkoff ID

Badges about passing checks to confirm the authenticity of the profile is one of the important factors that suggests that there is a real person behind the account who agreed to provide details, documents, or link a personal identifier to the Avito page in one of the largest banks in the country. told Andrey Rybintsev, Director of Trust & Safety Avito

Quick authorization in the financial marketplace "Выберу.ру using the Tinkoff ID service

On January 20, 2023, the company DD Planet announced that financial Marketplace "" Выберу.ру implemented an opportunity on the site login through the Tinkoff ID service, launched. bank Tinkoff Thanks to this option, it has become easier and faster for Tinkoff ID owners to go to the Выберу.ру website and send applications to banks: most fields data with are filled out automatically. More. here

2022: Tinkoff ID launch

On July 28, 2022, Tinkoff announced the launch of the universal Tinkoff ID, a service for quick and secure authorization and single sign-on in any Runet services.

According to the company, with the help of Tinkoff ID, users will be able to safely, quickly and seamlessly log in without entering a login and password in various services on Runet and receive any paid and free services - from purchases to a device for work without unnecessary documents.

Potential for ID application

Tinkoff ID for July 2022 is a secure authorization service in Runet, built on the basis of Tinkoff Zashchita platform technologies. It will more effectively protect user data and reduce the amount of fraud associated with social engineering by 30%.

Historically, Tinkoff ID is the center of the Tinkoff ecosystem, through which customers received seamless access to all Tinkoff Group products: banking, investment, mobile, lifestyle services, travel, superapp, web interface and others.

Now, with the help of Tinkoff ID, any partners can connect to the Tinkoff ecosystem, and Tinkoff customers will be able to use their services as quickly as inside Tinkoff.

Tinkoff ID for partners

Through Tinkoff ID, users will be able to receive services from Tinkoff partners - private and public services - in almost any life scenario at different stages of life. For example:

• Execute documents and receive public services
• Buy goods in stores and marketplaces
• Order food delivery
• Watch streaming and entertainment services
• Read the media by subscription
• Get acquainted in dating services
• Get a job without unnecessary documents
• Receive financial services and make payments
• Make an appointment with a doctor, order medicines
• Book a taxi, car sharing
• Book and pay for tours, railway and flights, hotels
• Buy apartments and other real estate
• Order repair work and buy building materials
• Sign up for a barbershop in one click
• Buy lottery tickets and bet on sports
• Get an education

Examples from life with Tinkoff ID. For example, for July 2022, through Tinkoff ID, you can get a job at WildberriesJob in a couple of clicks: Tinkoff will hand over the necessary documents - full name, phone, passport data. The user just needs to press the button, all the data will be pulled up in a couple of seconds. The information is then sent to the human resources department to prepare the employment contract.

It will also be possible to log in through Tinkoff ID at the MPSC. Identifies customers with Tinkoff ID and SDEK: before, to confirm your identity, you had to personally come to the office.

Through Tinkoff ID, you can enter the personal accounts of online Service-Partners on their websites and in mobile applications. To do this, you will need to press the "Enter with Tinkoff" button.

When authorizing on the site, it is enough to enter the phone number, confirm the entry by SMS code and provide access to the necessary data.

When authorizing, the Tinkoff application will open in the partner's application - there you should confirm the login by code, fingerprint or Face ID and provide access to the data. After that, the user will be returned to the partner's mobile application.

Also in the future, offline authorization will appear through Tinkoff ID: the user is offline, scans QR code confirms his identity through the Tinkoff superapp and uses a product or service. For example, this method is suitable when you need to pick up a parcel from the delivery office without a passport and for this you need to pass identification. Thanks to Tinkoff ID, this can be done without documents. An example of another scenario in which Tinkoff ID can replace paper documents is visiting clinics.

Tinkoff ID will allow you to pay for purchases through Tinkoff Pay on external resources completely seamlessly - just like inside the Tinkoff application.

Payment will take place in one click, without going to the Tinkoff application, all data for payment - addresses, full name, passport data, e-mail and others - will be filled out automatically.

In the near future, Tinkoff ID users will have a personal account, a kind of "digital passport" "in the Tinkoff ecosystem, in which they will be able to see which services have multi-level access to their data and documents. In their personal account, they will be able to manage the settings for accessing their data for different services.

A personalized "Enter with Tinkoff" button will also appear - users will be able to see the size of the cashback that they will receive from a specific partner, as well as their name, avatar and other options.

The use of Tinkoff ID is also available to Tinkoff non-clients. They will be able to connect the service by specifying their phone number, and, if desired, fill out additional data in their personal account.

Tinkoff customers will be able to decide for themselves what data they are ready to transfer to partners through Tinkoff ID, depending on the scenario. For example, when buying goods - delivery address and phone number, when applying for work - passport data, SNILS and TIN, when buying tours and air tickets - passport data and phone number, etc.

The settings window will appear when a person first visits a partner's website or app. The data will be transmitted using the OAuth 2.0 protocol - this is the international standard in authorization for July 2022. At any time, customers will be able to withdraw their data from the partner's website.

Tinkoff ID protects against the following fraud scenarios:

• Form substitution on sites with payments: aggregators for the purchase of air and railway tickets, marketplaces, online stores;
• Substitute and false sites for buying Sapsan tickets;
• A sudden payment through a fake bank website or a fraudulent lottery;
• A scenario with a divorce on to sale a purchase/on ad sites: the seller requires an advance payment, and then disappears; the buyer asks maps for prepayment data; the seller cheats through a fake delivery link;
• Divorce scenario in dating services;
• Scenario with hacking social networks and raising money "for the operation";
• Fraudsters in the role of a seller or buyer ask to make a transfer as an advance or, under the pretext of transferring funds, request bank card details;
• Fraudsters collect data from merged databases in order to use this data in the calls "SB," MINISTRY OF INTERNAL AFFAIRS"," prosecutor's offices"," "" and tax the rest. telephone fraud

Tinkoff ID security capabilities:

• Check the authenticity of the site: if there is a Tinkoff ID button on the portal, it means that this is a legitimate site;
• Confirm the profile of the seller/buyer on message boards, service sellers, etc. - in this case there is a check mark "Confirmed Tinkoff";
• Confirm the user profile of the site (for example, a dating site);
• Leak protection: Partners are audited and given safety advice
• The user can manage his data during authorization
• Transaction moderation: Data from ad sites will moderate transactions in conjunction with Tinkoff ID

Delegated identification - identification of Tinkoff's own clients on behalf of another credit institution, counterparty, in full accordance with Article 7 of the 115-FZ. Thus, with the help of Tinkoff ID, we can identify the Tinkoff client on behalf of the partner in full accordance with the legislation of the Russian Federation and remove restrictions on the partner during certain financial transactions. As part of remote identification banking services, we can carry out this operation using the Tinkoff ID remote service. told Anatoly Makeshin, Director of Payment Systems, Deputy Chairman of the Tinkoff Board