Sberbank NPF previously NPF Sberbank
Company
Content |
Owners
· Office of Roskomnadzor in the Khabarovsk Territory, Sakhalin Region and the Jewish Autonomous Region
· Hypark ITMO (53%)
· Special equipment and communication of the Ministry of Internal Affairs of Russia NPO (STiS NPO PKU)
· Management on transport of the Ministry of Internal Affairs of the Russian Federation across the SFD
· GIAC of the Ministry of Internal Affairs of Russia (GIAC) - Main Information and Analytical Center
· Kaliningrad Commercial Sea Port (98,25%)
· Eurasian Development Bank (EDB) (44,8%)
· National Industrial Leasing (20%)
· MIAC of the Orenburg region (Medical Information and Analytical Center of the Orenburg Region GBUZ)
· GBUZ RB Clinic No. 1 (100%)
· All-Russian center of medicine of accidents Protection of the Russian Ministry of Health (VTsMK) (100%)
· FSBI NCESMP of the Ministry of Health of Russia Scientific Center for Expertise of Medical Products
· MPEI National Research University (100%)
· Rostelecom (3,4%)
· Bercut (NPF Berkut) (100%)
· Svyazyintek (19%)
· Svyazyintek (11%)
· RTCOM
· Svyazyintek (11%)
· Vestelcom (100%)
· Svetets (99%)
· Novion
· Svetets Integro (100%)
· SafeData - Data Storage Center (0,0008%)
· National Technologies (49%)
· RusGIS (51%)
· Fuzzy Logic Labs (Fuzzy Lodge Labs) (99,99%)
· Atlas (50%)
· EsAi Maikro (51%)
· Infra Telecom (I-T) (49,5%)
· SafeData - Data Storage Center (55,23%)
· National Technologies (49%)
· Sibiteks
· Netris
· Forkam (51%)
· Inform (formerly Lukoil-Inform) (100%)
· Internet Initiatives Development Fund (IIDF) (18,36%)
· A-clover
· Runet (Runet Media) (60%)
· Promobot (Promobot) (15,5%)
· Smetus (7,1%%)
· Qapsula (25%)
· LoReTT (5%)
· Texel (Texel) (3,3%)
· Working hands (Workhands) (14,8%)
· TalkBank
· IIDF Invest (68,97%)
· Infobis (20%)
· Keep to the point (24%)
· Malivar (Malivar) (1,35%)
· Daedu (11,9%)
· Financier (12,75%)
· Foody
· Soundeon
· Geecko
· Vectorly
· Flomly
· Proaction (4,31%)
· Stylebox (Style Boxing) (7%)
· SalesAI (7%)
· We can (7%)
· Jaky (7%)
· Art Gluck Education (7%)
· Finaks (7%)
· Style Box (21,02%)
· Severen-Telecom (100%)
· Sinterra Media (100%)
· Mosteleset (26%)
· Macomnet (51%)
· Maxima (Maxima Telecom) (100%)
· GMCS (60%)
· IPavlov (Aipavlov) (49%)
· Mostelecom (100%)
· Sibnet
· Svyazyintek (13%)
· Rostelecom North-West (100%)
· RT-mobile (26%)
· Supercode (26%)
· RT Labs
· RTK-Innomed (51%)
· It1-Rtk (26%)
· RTK Radiology (51%)
· Datamart (60%)
· RTK-Element (51%)
· Solar (formerly Rostelecom-Solar) (100%)
· Elvis-Plus (49%)
· Secure-T (Security-T) (28,57%%)
· Luntry (CloudRan) (10%)
· Sputnik Search portal (100%)
· Witology - Vitologiya (8,94%)
· CommIT capital (100%)
· Big Data Platform (Platforma) (50%)
· MediaSniper (50%)
· RDP Innovation (15%)
· Open Mobile Platform (OMP) (100%)
· Restream
· RTK-Network technologies (100%)
· Miranda media (20%)
· Lugansk Telephone Company (LTK) (51%)
· Votron (99,9%)
· RTK-Dnevnik (50%)
· Corteos (60%)
· Big Three (50%)
· Megalump
· VoisLink (VoiceLink) (51%)
· Fastek (51%)
· JV Cloud Platform (Basis) (50,303%)
· Basis (formerly Thionyx) (100%)
· Digital Energy (Digital Energy) (100%)
· Rustek (Ru-Stack) (100%)
· Rock Software (100%)
· Planet (Internet service provider) (100%)
· Megacampus (35%)
· Digital operator Sirius (50%)
· GNC-Alfa
· Media1
· Muz TV
· DIVICO
· Media Service, Belgorod (51%)
· GuideGo (Hyde SEI) (28%)
· Rusnano
· Rusnano Inform (100%)
· Plastic Logic (Plastic Lodge) (43,84%)
· Virial
· Liotech
· IPOBoard
· T-nano Nanotechnology center (49,6%)
· RUTI Inventas (50%)
· NTFarma (49%)
· Profotec
· Metakley
· Optical fiber systems (48%)
· Nanolek
· Aquantia
· ENANO
· Eterno
· Apis Cor
· GeoSplit
· OCSiAl (17,5%)
· Liteco (99%)
· Rusalox
· Publishing house Enlightenment (25%)
· Moscow Exchange (Moscow Exchange) (9,4%)
· NT Progress (44%)
· ALS Consortium (60%)
· Visitech
· Profotec
· Zyfra (15,13%)
· VIST Group (100%)
· Zyfra (10,23%)
· VIST Group (100%)
· Doctor nearby (44,23%)
· Profilum
· National Industrial Leasing (20%)
· EKSAR
· SME Bank
· SME Leasing (100%)
· ALS Consortium (60%)
· NM-Tech
· Army Central Sports Club (CSKA) (100%)
· Krasnodar Higher Military Aviation School of Pilots named after Hero of the Soviet Union A.K. Serov
· Investment fund of the Ministry of Defense of the Russian Federation on the basis of technopolis ERA
· Ministry of Natural Resources and Ecology of the Russian Federation (Ministry of Natural Resources)
· Aeroflot
· Victory Airline (100%)
· Russia Airlines (75%)
· Rostelecom (38,2%)
· Bercut (NPF Berkut) (100%)
· Svyazyintek (19%)
· Svyazyintek (11%)
· RTCOM
· Svyazyintek (11%)
· Vestelcom (100%)
· Svetets (99%)
· Novion
· Svetets Integro (100%)
· SafeData - Data Storage Center (0,0008%)
· National Technologies (49%)
· RusGIS (51%)
· Fuzzy Logic Labs (Fuzzy Lodge Labs) (99,99%)
· Atlas (50%)
· EsAi Maikro (51%)
· Infra Telecom (I-T) (49,5%)
· SafeData - Data Storage Center (55,23%)
· National Technologies (49%)
· Sibiteks
· Netris
· Forkam (51%)
· Inform (formerly Lukoil-Inform) (100%)
· Internet Initiatives Development Fund (IIDF) (18,36%)
· A-clover
· Promobot (Promobot) (15,5%)
· Smetus (7,1%%)
· Qapsula (25%)
· LoReTT (5%)
· Texel (Texel) (3,3%)
· Working hands (Workhands) (14,8%)
· TalkBank
· IIDF Invest (68,97%)
· Malivar (Malivar) (1,35%)
· Daedu (11,9%)
· Financier (12,75%)
· Foody
· Soundeon
· Geecko
· Vectorly
· Flomly
· Proaction (4,31%)
· Stylebox (Style Boxing) (7%)
· SalesAI (7%)
· We can (7%)
· Jaky (7%)
· Art Gluck Education (7%)
· Finaks (7%)
· Style Box (21,02%)
· Severen-Telecom (100%)
· Sinterra Media (100%)
· Mosteleset (26%)
· Macomnet (51%)
· Maxima (Maxima Telecom) (100%)
· Mostelecom (100%)
· Sibnet
· Svyazyintek (13%)
· Rostelecom North-West (100%)
· RT-mobile (26%)
· Supercode (26%)
· RT Labs
· RTK-Innomed (51%)
· It1-Rtk (26%)
· RTK Radiology (51%)
· Datamart (60%)
· RTK-Element (51%)
· Solar (formerly Rostelecom-Solar) (100%)
· Elvis-Plus (49%)
· Secure-T (Security-T) (28,57%%)
· Luntry (CloudRan) (10%)
· Sputnik Search portal (100%)
· Witology - Vitologiya (8,94%)
· CommIT capital (100%)
· Big Data Platform (Platforma) (50%)
· MediaSniper (50%)
· RDP Innovation (15%)
· Open Mobile Platform (OMP) (100%)
· Restream
· RTK-Network technologies (100%)
· Miranda media (20%)
· Lugansk Telephone Company (LTK) (51%)
· Votron (99,9%)
· RTK-Dnevnik (50%)
· Corteos (60%)
· Big Three (50%)
· Megalump
· VoisLink (VoiceLink) (51%)
· Fastek (51%)
· JV Cloud Platform (Basis) (50,303%)
· Basis (formerly Thionyx) (100%)
· Digital Energy (Digital Energy) (100%)
· Rustek (Ru-Stack) (100%)
· Rock Software (100%)
· Planet (Internet service provider) (100%)
· Megacampus (35%)
· Digital operator Sirius (50%)
· GNC-Alfa
· Media1
· Muz TV
· DIVICO
· Media Service, Belgorod (51%)
· GuideGo (Hyde SEI) (28%)
· Motility (100%)
· Aeroexpress train (50%)
· ELTEZA
· GEFCO (Zhefko) (75%)
· Digital logistics (51%)
· 1520 Signal (36%)
· Aeroflot
· Victory Airline (100%)
· Russia Airlines (75%)
· Gazprom (38,37%)
· Informgazinvest (100%)
· Gazprombank (GPB) (35,5%)
· Gazprom Space Systems (GSS) (4,04%)
· Atomstroyexport (10,70%)
· Optima (Optima Group) (35%)
· Optima consulting (100%)
· Stroygazconsulting (SGK) (37%)
· Belgazprombank (49,8%)
· Novfintekh (99,99%)
· Gazprombank (Switzerland) (100%)
· Areksimbank (100%)
· Avtodor-Leasing (51%)
· GPM Date (100%)
· Insight people (51%)
· D. lab
· Polyplastic NPP (25%)
· QMonitoring (25%)
· Optical fiber systems (48%)
· Welfare of NPF (50%)
· VESNA
· Ingenics Group (100%)
· Wind Energy Development Fund (50%)
· Gas Fund Pension Savings (10%)
· JV Cloud Platform (Basis) (20%)
· LTD Flowerneft-Bituminous Materials (0,01%)
· JSC Volgogradneftemash (51,5%)
· GPM Date (100%)
· Insight people (51%)
· D. lab
· Novatek (10%)
· NOVATEK - Ust-Luga (100%)
· Novatek-Transervice (100%)
· Arctic Transshipment (90%)
· Arctic LNG 2 (60%)
· Gazprom Space Systems (GSS) (79,79%)
· Gazprom neft (95,68%)
· TomskNeft OWC, OAO (50%)
· LTD Flowerneft-Bituminous Materials (97,532%)
· Meretoyakhaneftegaz (50%)
· Gydan Energy (100%)
· Gazprom neft shelf (100%)
· Arctic Media (99,98%)
· Southern Sakhalin CHPP-1 (100%)
· Gaz-Oil
· Belgazprombank (49,8%)
· Gazfond
· Gazprombank (GPB) (47,4%)
· Gazprom Space Systems (GSS) (4,04%)
· Atomstroyexport (10,70%)
· Optima (Optima Group) (35%)
· Stroygazconsulting (SGK) (37%)
· Belgazprombank (49,8%)
· Novfintekh (99,99%)
· Gazprombank (Switzerland) (100%)
· Areksimbank (100%)
· Polyplastic NPP (25%)
· Optical fiber systems (48%)
· Welfare of NPF (50%)
· Ingenics Group (100%)
· Wind Energy Development Fund (50%)
· Gas Fund Pension Savings (10%)
· Gas Fund Pension Savings (35%)
· Gasum (25%)
· Gazprom Mezhregiongaz (100%)
· Gazprom Gasification (99%)
· Centrgazpromstroy (99,9%)
· Gazprom Energoholding (GEH) (75%)
· OGK-2
· Gazprom transgaz Volgograd (100%)
· Gazprom neftekhim Salavat (87,510514%)
· Gazprom Georesource (100%)
· Gazprom gaznadzor (100%)
· Gazprom gas distribution Nizhny Novgorod (25,5%)
· Gazprom Neft New Port (10%)
· Gazprom export (100%)
· Gazprom Kyrgyzstan (100%)
· Oil and gas company Central (25%)
· Gazprom gas distribution Kursk (100%)
· Nord Stream AG (Nord Stream) (51%)
· Gazprom capital (100%)
· Gazprom international projects (100%)
· Gazprom Shelf Project (50%)
· Micran NPF (90%)
· Sakhalin Energy (27,5%)
· Southern Sakhalin CHPP-1 (100%)
· Alrosa AK (33%)
· Inter RAO (8,57%)
· Elsib NGO (98,4%)
· Tomskrts
· Russian Post (100%)
· Post Bank (formerly Leto Bank) (49,9%)
· Smart ticket (100%)
· Brand (100%)
· ALS Consortium (40%)
· Makfa
· Kassa 24 (51%)
· Moscow Industrial Bank (MINnBank) (100%)
· Hypro oxygen (25%)
· Promsvyaz of UK (100%)
· RusHydro (66,837%)
· Southern Yakut electric networks (100%)
· Lengidroproyekt (100%)
· Yakut GRES-2 (100%)
· Geoterm
· Green Crab (car sharing) (100%)
· VTB Bank
· Rostelecom (8,44%)
· Bercut (NPF Berkut) (100%)
· Svyazyintek (19%)
· Svyazyintek (11%)
· RTCOM
· Svyazyintek (11%)
· Vestelcom (100%)
· Svetets (99%)
· SafeData - Data Storage Center (0,0008%)
· RusGIS (51%)
· Fuzzy Logic Labs (Fuzzy Lodge Labs) (99,99%)
· Atlas (50%)
· EsAi Maikro (51%)
· Infra Telecom (I-T) (49,5%)
· SafeData - Data Storage Center (55,23%)
· National Technologies (49%)
· Sibiteks
· Netris
· Inform (formerly Lukoil-Inform) (100%)
· Internet Initiatives Development Fund (IIDF) (18,36%)
· Severen-Telecom (100%)
· Sinterra Media (100%)
· Mosteleset (26%)
· Macomnet (51%)
· Mostelecom (100%)
· Sibnet
· Rostelecom North-West (100%)
· RT-mobile (26%)
· Supercode (26%)
· RT Labs
· It1-Rtk (26%)
· RTK Radiology (51%)
· Datamart (60%)
· RTK-Element (51%)
· Solar (formerly Rostelecom-Solar) (100%)
· Secure-T (Security-T) (28,57%%)
· Sputnik Search portal (100%)
· Witology - Vitologiya (8,94%)
· CommIT capital (100%)
· Big Data Platform (Platforma) (50%)
· RDP Innovation (15%)
· Open Mobile Platform (OMP) (100%)
· Restream
· RTK-Network technologies (100%)
· Miranda media (20%)
· Lugansk Telephone Company (LTK) (51%)
· Votron (99,9%)
· RTK-Dnevnik (50%)
· Corteos (60%)
· Big Three (50%)
· Megalump
· VoisLink (VoiceLink) (51%)
· Fastek (51%)
· JV Cloud Platform (Basis) (50,303%)
· Basis (formerly Thionyx) (100%)
· Digital Energy (Digital Energy) (100%)
· Rustek (Ru-Stack) (100%)
· Rock Software (100%)
· Planet (Internet service provider) (100%)
· Megacampus (35%)
· Digital operator Sirius (50%)
· GNC-Alfa
· Media1
· Media Service, Belgorod (51%)
· GuideGo (Hyde SEI) (28%)
· Medialogy (63%)
· VTB 24
· Mosmetrostroy, OJSC (49%)
· National Industrial Leasing (24,9%)
· Gals-Development (51,24%)
· Dynamo, UK (75%)
· Post Bank (formerly Leto Bank) (49,9%)
· Smart ticket (100%)
· Big Data Platform (Platforma) (50%)
· MediaSniper (50%)
· FAB Dawn
· Aerospace instruments (100%)
· Infra Telecom (I-T) (49,5%)
· Two Capitals Main Line (20%)
· Expressway operator (100%)
· Modern payment solutions (49%)
· Rosselkhozbank (RSHB) (100%)
· Welfare of NPF (25%)
· GNIVC
· Vega Radio Engineering Concern (100%)
· Vietsovpetro (50%)
· Federal Grid Company - Rosseti (75%)
· Regional Electric Networks (RES) (95,58%)
· Sevmash
· Asterisk, (center of ship repair) (6,874%)
· NO. 35 SRZ (100%)
· Sea (shipyard) (100%)
· Rosoboronexport (100%)
· Ukrainian leasing fund (100%)
· Prominvest (75%)
· VSMPO-AVISMA (66%)
· Control Systems (Rostec) (12,93%)
· Rosgeo
· GLONASS JSC (100%)
· Roskartografiya (100%)
· Unified Medical Center (EMC) (100%)
· Pravdinsky Radio Plant NPO (3,45%)
· Sberbank (50%)
· Publishing house Enlightenment (25%)
· SberCIB (100%)
· SberSolutions (formerly - Intercomp) (100%)
· NT Progress (44%)
· Sberavtopark (49%)
· УЭК, НКО (100%)
· 2GIS - 2GIS (DoubleGIS) (72%)
· Sberbank-Technologies (Sber Tech) (100%)
· Pan Club
· Sberbank capital (100%)
· Sberbank Bank (formerly BPS-Sberbank) (93,27%)
· Joint Credit Bureau (JCB) (50%)
· Netology
· EdMarket
· Teplant
· Plazius
· Gorno-Altaysk Airport (100%)
· SberHealth (formerly DocDoc, DocDoc) (79,6%)
· Dialog (90%)
· Cognitive Pilot (30%)
· Jivo, Live Site (formerly JivoSite) (100%)
· Работа.ру (Rabota.ru) (100%)
· Hurma (Persimmon) (10%)
· Legium (Legium) (8,06%)
· TsPR Digital platform solutions (50,1%)
· SberAvto
· O2O Holding (45,01%)
· 2GIS - 2GIS (DoubleGIS) (3%)
· Kitchen in the area (Lokalkitchen) (84,7%)
· Proil (100%)
· Malivar (Malivar) (8,06%)
· Sber Eapteka (45%)
· SberSound Business (formerly Muzlab) (100%)
· WatchoutAI (8%)
· SberMedAI (100%)
· Doma.ai (78,04%)
· Yo-engineering (100%)
· New Investment Holding (50%)
· Soyuzmultfilm LLC (80%)
· FuelUp (Fuel Up) (100%)
· Ubirator
· Insurion (5%)
· Medskan lab (39%)
· Redecoro
· Domklik
· Pulse
· Sibmost
· PayZakat (25%)
· Quick dining room (10%)
· Sberzaryad (10%)
· VanLav (10%)
· Management company of Sberbank (100%)
· Tatarstan bank (100%)
· Volgograd RSD No. 8621 (100%)
· Goznak
· Banking innovation systems (99,5%)
· Museum of Money History (100%)
· Southern Yakut electric networks (100%)
· State concert (100%)
· Muz.ru
· Rosatom
· Centrat
· AKME-engineering (50%)
· NIIPKI (SPBAEP) (100%)
· Technopark Technology (100%)
· Electrochemical device (100%)
· Atomstroyexport (78,54%)
· Prime Group (49%)
· Kola NPP
· Atomdata (50%)
· Atomdata-Integration (51%)
· Quadra - Generating Company (formerly TGK-4) (82,47%)
· Atomenergomash (100%)
· Akkuyu Nukleer Anonim Sirketi (99,2%)
· Giredmet (100%)
· Alyanstransat (100%)
· Rosatom Service (100%)
· Technored (Technored, Technored) (34%)
· AtomIntelMash (100%)
· Urban technology (0,1%)
· Sterion
· MCST
· Umatex
· Unmanned Aircraft Systems (ALS) (50%)
· Aero link (42,5%%)
· Rostransmodernization (100%)
· A-clover
· Runet (Runet Media) (60%)
· Promobot (Promobot) (15,5%)
· Smetus (7,1%%)
· Qapsula (25%)
· LoReTT (5%)
· Texel (Texel) (3,3%)
· Working hands (Workhands) (14,8%)
· TalkBank
· IIDF Invest (68,97%)
· Infobis (20%)
· Keep to the point (24%)
· Malivar (Malivar) (1,35%)
· Daedu (11,9%)
· Financier (12,75%)
· Foody
· Soundeon
· Geecko
· Vectorly
· Flomly
· Proaction (4,31%)
· Stylebox (Style Boxing) (7%)
· SalesAI (7%)
· We can (7%)
· Jaky (7%)
· Art Gluck Education (7%)
· Finaks (7%)
· Style Box (21,02%)
· Rostov CSM (State Regional Center for Standardization, Metrology and Testing in the Rostov Region)
· All-Russian Research Institute of Hydrometeorological Information - World Data Center GU VNIIGMI-MCD
· GVC Roshydromet (100%)
· Ministry of North Caucasus Affairs (100%)
· Paleontologic institute of RAS (100%)
· FIC PCF and MX RAS - Federal Research Center for Problems of Chemical Physics and Medical Chemistry
· FIC IVT - Federal Research Center for Information and Computing Technologies (formerly IVT SB RAS)
· Mars-500
Список подготовлен на основе информации из открытых источниковSberbank NPF has been operating in Russia since 1995.
Sberbank NPF has the highest reliability rating (A++, Expert RA), the investment policy of the Fund, is based solely on the principles of preserving and increasing funds in the interests of participants and insured persons. Customer service is provided by branches of Sberbank NPF and through the branch network of Sberbank of Russia. Federal Financial Markets Service License No. 41/2 of June 16, 2009.
Performance indicators
2018: Retirement savings returns
History
2022: Payment of 490 million rubles on a funded pension for 10 years
For 10 years, SberNPF paid to Muscovites pensions 490 million on a cumulative basis. rubles This was Sber announced on July 4, 2022. More. here
2021
Purchase of the Renaissance Pension Fund for 2.5 billion rubles
At the end of October 2021, it became known how much Sberbank's non-profit pension fund paid for the purchase of NPF Renaissance Pension JSC. We are talking about the amount of 2.5 billion rubles. Read more here.
Purchase of Renaissance Pension Fund
On June 1, 2021, the sale of NPF Renaissance Pension JSC to the non-profit pension fund of Sberbank was announced. The transaction, the value of which is not announced, will be closed after receiving regulatory approvals and fulfilling other standard closing conditions for such transactions, the Renaissance Pensions press service reports. Read more here.
2019: More than 1 billion rubles contributed to individual pension accounts through the fund's website
Company logo until September 2020
On April 18, 2019, it became known that NPF clients Sberbank actively use the remote services of their personal account. Online top-up has become the most popular feature. In total, more than 1 billion were contributed to individual pension accounts through the Fund's website. In rubles 2018, half of all contributions under IPP agreements paid on the site went through auto payment configured in your personal account. In the first quarter of 2019, auto payments accounted for two-thirds of all online contributions.
Remote replenishment of personal accounts became popular not only due to the convenience and high quality of service, but also to young people who significantly joined the ranks of the Fund's clients in 2018. For example, Russians aged 25-34 in April 2019 go to the NPF website on 80% more often than in May 2018, and the audience of 35-44-year-olds during the same time has grown more than 2 times. People of these age groups prefer to personally control the state of their pension savings and therefore actively use all the possibilities of online services.
By the beginning of 2019, Sberbank NPF became a fully digital non-state pension fund in Russia. Clients of the Fund can remotely use all services available in the department: issue an individual pension plan, connect an auto payment service, change the amount, frequency and date of payment of the pension contribution, make changes to their personal data, receive an electronic account statement, etc.
 | author = Alexander Prokopenkov, Development Director of Sberbank NPF Sberbank's NPF customers appreciated our online services, which meet all modern standards of functionality, manufacturability and safety. This is evidenced not only by quantitative, but also by qualitative indicators: the average online contribution is twice as much as the payment made offline. We are going to continue to modernize existing ones and offer other services to customers. |  |
2017
Increase in pension savings of insured persons under the OPS by 8.34%
According to the results of investment activities in 2017, the Fund increased the pension savings of insured persons for compulsory pension insurance by 8.34%, the yield on non-state pension agreements amounted to 8.16%, which is significantly ahead of inflation (2.5%), and also exceeds deposit rates in large banks of the Russian Federation. The accumulated increase in pension savings for the period from 2015 to 2017 exceeded the accumulated inflation for the same period by 7.8 percentage points, and the increase in pension reserves under the basic strategy exceeded the accumulated inflation by 8 percentage points.
7.4 million citizens entrusted their future to Sberbank NPF
As of April 2017, 7.4 million citizens entrusted their future to Sberbank NPFs and more than 18,000 people receive a pension every month.
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