Promsvyazbank PSB
Assets | Owners |
+ Promsvyazbank (PSB) |
Promsvyazbank is a Russian private bank, one of the 15 largest credit institutions in Central and Eastern Europe, in the top 500 world banks. The bank has been awarded high ratings by the three largest global rating agencies.
Aktivs
Promsvyazbank Banking Group includes:
- OJSC Promsvyazbank (parent credit institution),
- OJSC JSCB Volgoprombank,
- OJSC "Yarsotsbank,"
- OJSC GB Nizhny Novgorod.
Promsvyazbank is a universal bank that provides a full range of banking services to individuals and legal entities.
Abroad there is a branch and an additional office of the bank in Cyprus, representative offices in Ukraine, China and India.
Informatization
Main article: Information technologies in Promsvyazbank
Performance indicators
2023: Profit - 98.6 billion rubles
Net profit of Promsvyazbank (PSB) in 2023 reached 98.6 billion rubles. This was reported in the reporting under RAS, which the credit institution published at the end of March 2024.
According to the Interfax news agency, citing PSB materials, in 2023 the bank's net interest income in 2023 turned out to be 292.99 billion rubles, reserve expenses - 108.44 billion rubles, net interest income after creating reserves for possible losses - 184.5 billion rubles. PSB did not publish reports for 2022.
It also follows from the materials of the PSB that in 2023 the bank's operating expenses reached 138.3 billion rubles, commission income amounted to 54.97 billion rubles, commission expenses - 17.5 billion rubles, reserves for other losses - 29.7 billion rubles.
By the end of 2023, Promsvyazbank's assets were measured at 7.5 trillion rubles against 5.4 trillion rubles a year earlier. The amount of customer funds during this time increased 1.4 times - up to 6.7 trillion rubles. By the end of 2023, the funds of individuals and individual entrepreneurs reached 6 trillion rubles, an increase of 4.7 trillion rubles relative to the indicator of one year ago. Deposits of individuals, including individual entrepreneurs, increased to 1.2 trillion rubles, which is almost 70% more than in 2022 (704 billion rubles).
In June 2023, Kommersant wrote that Promsvyazbank came in fourth place in Russia in terms of assets. He ousted Alfa-Bank, the largest private bank in the country, from this position. Then the bank noted that the net profit of PSB is growing due to the scaling of the business model, which includes, among other things, "the development of the corporate and retail business segments, including in Crimea and new constituent entities of the Russian Federation."[1]
2015: Record loss - 16.4 billion rubles
Promsvyazbank received a record loss under IFRS in 2015 - 16.4 billion rubles. against a profit of 2.3 billion rubles. for 2014. There would be a hole in the capital of the bank if it were not for the infusion of shareholders - brothers Dmitry and Alexei Ananyev. The head of the Finance block of Promsvyazbank, Vladimir Mamakin, explained this by the fact that the bank in 2015 formed large reserves for loan losses - 47.3 billion rubles, which is twice the corresponding figure for the previous year. This is the maximum amount of reserves in the entire history of the bank. Mamakin explained the need for such a large-scale reservation "by a complex operating environment and a reasonable risk policy of the bank[2]."
Promsvyazbank formed reserves for a loan to Transaero, which collapsed last year, which owed the bank 7.8 billion rubles. This loan was secured by aircraft owned by Transaero"." To fully cover the loan with reserves, 5.5 billion rubles were needed, Mamakin said. In an interview RBC with him, he added that the bank's risk holders are closely monitoring the financial condition of other large borrowers and so far it does not cause concern. The bank's press release said that the contributions of majority shareholders to the bank's basic capital made it possible to compensate for losses by almost half, increase capital and improve its sufficiency indicators. Retail bank Tinkoff also reported under IFRS, showing a profit of 1.9 billion rubles.
2013: Systemically Significant Bank
By orders of 30.01.2013 No. OD-102, No. OD-103 and No. OD-104, the head of the Central Bank Elvira Nabiullina transferred Gazprombank, Promsvyazbank and Raiffeisen Bank from the supervision of the Central Bank's Main Directorate for the Central Federal District directly to the central office of the Central Bank - under the supervision of Mikhail Kovrigin, director of the department for supervision of systemically important banks. These banks were the first, which the regulator recognized as systemically significant and took on a special supervision regime.
This department in the structure of the Central Bank was created on October 1, 2013 to establish special supervision over the largest players. However, the list of such backbone banks is not yet ready: according to instruction No. 3174-U "On determining the list of systemically important credit institutions," the Central Bank should have begun preparing this list only after the entry into force of the document, that is, from February 2 of this year. It is assumed that it will include banks whose assets account for 0.17% or more of the total assets of the Russian banking sector. In addition, the volume of attraction of deposits of individuals and operations in the interbank market should also be 0.17% of the total market indicator. Experts believe that about 20 banks may fall under such supervision.
History
2024
Creation of a company for the construction of housing for employees of defense industry enterprises
On November 1, 2024, Promsvyazbank (PSB) announced the creation of a subsidiary of PSB-Nasha Zemlya, which will form a land fund for the implementation of a housing construction program for employees of military-industrial enterprises and participants in the state defense order. Read more here
Investing in CarMoney car loan service
In September 2024, Promsvyazbank (PSB) became a co-owner of CarMoney, a car loan company. It is assumed that the entry into CarMoney capital will allow the bank to expand its presence in the car loan market and offer new products for customers who have not passed bank scoring. Read more here
Receipt of elite real estate from PSN in the center of Moscow against a debt of 1.6 billion rubles
Promsvyazbank received from the PSN group elite real estate in the center of Moscow against a debt of 1.6 billion rubles. This became known in early September 2024 from an amicable agreement between Promsvyazbank and companies included in the PSN group. Read more here.
Telegram channel administrator received a real term for extortion from a top manager of Promsvyazbank
In August 2024, the Moscow City Court upheld the verdict of Alexandra Bayazitova, a Life.ru journalist and author of the Infernal Grandmother Telegram channel, who received five years in prison for extorting Alexander Ushakov, a top manager of Promsvyazbank. Bayazitova pleads not guilty. The defense asked to take into account that she has an elderly mother dependent, she herself suffers from chronic diseases and needs regular medical care. Read more here.
Securing 100% of Baltic Leasing LLC
Promsvyazbank received 100% of Baltic Leasing LLC as a pledge. This is evidenced by the data of the Unified State Register of Legal Entities from the beginning of August 2024. Baltic Leasing belongs to the joint-stock company of the same name. The fact that Promsvyazbank may acquire a share in the Baltic Leasing leasing company was reported by Kommersant on June 20, 2024, citing sources in the financial market. According to the interlocutor of the publication, the company was forced to attract an investor due to the high debt burden against the background of maintaining high interest rates in the economy. Read more here.
Launch in Zaporizhzhya region of customer service in biometrics
PSB launched customer service in the Zaporizhzhya region. biometrics The bank announced this on June 27, 2024.
The registration service in the Unified Biometric System is available at the Biometrics Service Center, which operates on the basis of the PSB office at the address: Zaporizhzhya Region, Melitopol, Avenue of the 50th Anniversary of Victory, 29. In the future, the number of PSB offices where biometric data can be registered will increase in new constituent entities of the Russian Federation.
To register, it is enough to visit the office once. A bank employee will help the client register or confirm an account in the Unified Identification and Authentication System (ESIA). It will then register biometric data - a face image and voice recording - and upload it to the Unified Biometric System.
After registration, customers will be able to remotely open accounts and deposits, issue loans, use other financial and non-financial services. In addition, people who want to start their own business have the opportunity to use the "Start Business Online" service. It allows you to register the business completely remotely through the personal account of the Federal Tax Service of Russia, after which you immediately open a current account with the PSB - also online.
 | Taking care of the convenience and security of our customers, we have expanded the range of digital financial services, offering residents of new regions a service of remote identification by biometrics. It provides access to a wide range of financial services. The technology is reliable and secure, since biometric data is anonymized and stored only in the state database. Previously, the client needed to come to the bank at least once when issuing a financial product in order to present a passport. After registering biometric data, the client will receive remote access to a large range of financial products without the need to visit the office, "said Olga Aleksyuk, head of the Center for Competencies of Innovative Technologies of Digital Business PSB. |  |
Top managers of the bankrupt Svyaznoy created the company Svyaz.ON
Top managers of the bankrupt Svyaznoy created the Svyaz.ON company, which became known in mid-May 2024. It is assumed that the new communication salons will sell electronics, as well as offer banking, insurance and telecommunications services. Read more here.
The former owner was accused of embezzling loans worth 650 million rubles
In mid-April 2024, it became known that the next criminal case on embezzlement of Promsvyazbank (PSB) funds began in the Lefortovo Court of Moscow. His defendant is the former owner of the bank Dmitry Ananyev and other persons who are accused of embezzlement and further legalization of loans in the amount of about 650 million rubles. Read more here.
"Blago" bought from PSB Anninsky elevator
In mid-January 2024, the Blago group of companies Arkady Fosman entered into an agreement to acquire the Anninsky elevator in the Voronezh region from Promsvyazbank. The transaction amount is 365 million rubles, and another 300 million rubles are planned to be invested in the modernization of the site. Thus, the total costs amount to 665 million rubles. Read more here.
2023
Loan agreement with the defense industry complex for 10 billion rubles
Promsvyazbank (PSB) and the United Instrument-Making Corporation (or OPK, the managing organization of the Roselectronics holding of Rostec State Corporation) entered into a cooperation agreement, under which they signed a loan agreement for 10 billion rubles. Representatives of Roselectronics announced this to TAdviser on August 15, 2023. Read more here.
Joining the State Bank of the LPR
On July 24, 2023, Promsvyazbank (PSB) announced the completion of the accession procedure of the State Bank of the Luhansk People's Republic (PSB Lugansk LLC). As a result of this merger, the total customer base of PSB in the region amounted to more than 900 thousand individuals and legal entities. Read more here.
Promsvyazbank annexed the Central Republican Bank of the DPR
On July 10, 2023, Promsvyazbank finally annexed the Central Republican Bank of the DPR - all rights and obligations to serve customers in full passed to PSB. Read more here.
Telegram channel administrator received a suspended sentence for extorting 1.2 million rubles from the vice president of Promsvyazbank
On July 6, 2023, the Basmanny Court of Moscow sentenced Inna Churilova, administrator of the Infernal Grandmother Telegram channel, to four years in prison, and also imposed a fine of 1 million rubles for extortion from the top manager of Promsvyazbank Alexander Ushakov. Read more here.
Joining the Moscow Industrial Bank
The only shareholder of Promsvyazbank (PSB) decided to join the Moscow Industrial Bank (MINnBa), which has been undergoing reorganization since 2019. This is stated in a message published on Fedresurs on March 24, 2023. Read more here.
2022
Prevention of bankruptcy by the Bank of Russia
At the end of March 2023, the Central Bank of the Russian Federation, as part of its reporting, named the banks whose bankruptcy was prevented in 2022. We are talking about the Bank of Non-Core Assets (BNA) Trust, Promsvyazbank and MINnBank. Read more here.
Purchase of SMP Bank
On December 30, 2022, Promsvyazbank (PSB) announced the purchase of SMP Bank from Arkady and Boris Rotenberg. The powers of the board of directors and executive bodies of the bank (chairman of the board and members of the board) were terminated, a new apparatus of the board began to work. The powers of the board of directors are redistributed between the general meeting of shareholders and the board, the PSB said in a statement. Read more here.
Plan for joining the Central Banks of the DPR and LPR
In November 2022, it became known that the Central Banks of the Donetsk People's Republic and the Lugansk People's Republic would be transformed into limited liability companies and transferred to Promsvyazbank.
Decision to join the Moscow Industrial Bank
Moscow Industrial Bank will be annexed to Promsvyazbank - Government order in November 2022
Opening of the 150th office in the territory of the annexed regions of Russia
PSB on October 17, 2022 in its Telegram channel announced the launch of comprehensive services for the population and business of the Donetsk and Lugansk people's republics, as well as the Kherson and Zaporizhzhya economies, opened the 150th office in these regions
In a short time, PSB has deployed a wide network of presence: more than 150 points of sale provide reliable and uninterrupted service in 72 settlements, providing residents and businesses with access to the developed financial infrastructure of a systemically important credit institution and promoting the socio-economic development of the regions.
Among the services provided to individuals and legal entities are opening current, accumulative accounts and deposits, issuing bank cards, paying for supplier services, developing daily banking for customers, as well as convenient banking infrastructure: a network of ATMs and payment terminals at points of sale in the[3] regions[4].
The state replenished the bank's capital by 13.7 billion rubles to 175.2 billion rubles
In August 2022, the state replenished the capital of Promsvyazbank by 13.7 billion rubles to 175.2 billion rubles.
Opening a branch in the Kherson region
On June 29, 2022, the Russian Promsvyazbank opened the first branch in the Kherson region. The population here now has access to a full range of services that the bank provides in Russia.
Disconnecting from SWIFT
In early March 2022 European Union , he disconnected from,, SWIFT banks VTB,, "Russia", and in "Opening" Novikombank Promsvyazbank Sovcombank response ВЭБ.РФ to the start of a special operation of the Russian Federation. More. here
Turning off Apple Pay and Google Pay
At the end of February 2022, the Central Bank of the Russian Federation announced that Apple Pay and Google Pay were being disabled from users of VTB, Sovcombank, Promsvyazbank and Otkritie due to US sanctions. The latter were introduced due to the start of the military operation of the Russian Federation on the territory of Ukraine. Read more here.
Three technology companies of Promsvyazbank fell under US sanctions
On February 23, 2022, the US Treasury Department published a list of sanctions in connection with Russia's recognition of the DPR and LPR. The restrictions included ВЭБ.РФ, Promsvyazbank (PSB), as well as 42 of their "daughters"[5]Companies from the United States and its allied states are prohibited from operating with them. Among the structures of Promsvyazbank under sanctions are PSB Innovations and Investments and the Era Fund and Technosoft it established. Read more here.
Britain imposes sanctions on bank
On February 22, 2022, after Russia recognized the independence of the DPR and LPR, Britain imposed sanctions against the Black Sea Development and Reconstruction Bank, Promsvyazbank, Industrial Savings Bank and Genbank.
Purchase of NPF Hephaestus for hundreds of millions
In early February 2022, it became known about the sale of the non-state pension fund Hephaestus to Promsvyazbank (PSB). According to Kommersant, the transaction value could range from 400 million to 600 million rubles. Read more here.
2021
Agreement with Roscosmos on providing astronauts with a preferential mortgage at 0.1% per annum
On December 8, 2021, it became known that Promsvyazbank (PSB) and Roscosmos entered into an agreement, which implies the provision of a preferential mortgage for members of the Russian cosmonaut squad. The agreement was signed after the launch of the Soyuz-2.1a rocket with the Soyuz MS-20 manned spacecraft on December 8 from Baikonur. Read more here.
Robbery of a branch in Yekaterinburg for 5 million rubles
A branch of Promsvyazbank in Yekaterinburg in November 2021 was robbed of 5 million rubles. The soldiers of the private security company left at night due to an alarm, but the door was closed, they did not notice anything suspicious and left. Police are looking for robbers.
Joining the Сравни.ру Service Rules
On November 30, 2021, PSB announced its accession to the rules Financial of the marketplace, Сравни.ру which in the future will allow issuing consumer credits PSBs directly on the marketplace platform.
The financial marketplace has Сравни.ру become the Russian IT a company included Bank of Russia in the register of financial platform operators. Now Сравни.ру will be able not only to provide the opportunity to compare the conditions of credit programs of different, banks but also to issue loans on its site.
Thanks to cooperation with the bank, Сравни.ру users will have the opportunity to issue a PSB consumer loan in the future and sign an agreement on the marketplace website without visiting a bank branch. To do this, just use the Сравни.ру loan selection service and leave an application. Next, the representative of the marketplace will contact the borrower and come at a time convenient for him to conduct identification. After that, the borrower signs the contract online and within a few minutes receives money in the account.
| | Our partnership with PSB is a big step towards online registration of credit products from the bank through our website or application. This will save our users time - now all services can be issued in one place without visiting the bank, "commented Alexey Gribkov, Deputy General Director of Financial Marketplace Сравни.ру JSC. | |
| | aConsumer loans remain one of the most popular credit products among the population. We strive to make the credit process as simple and convenient as possible so that people can compare conditions, choose the most interesting offer and get a loan in a matter of minutes without contacting the bank. We are confident that the demand for such services will continue to grow, so the bank is actively developing cooperation with popular financial marketplaces. The next stage of cooperation with Сравни.ру will ensure 100% digital availability of our credit products for the population, - said Yulia Mikhailovskaya, director of the digital retail business department of PSB. | |
In the fall of 2020, PSB, together with Сравни.ру, provided a service for issuing a loan application. Thanks to seamless integration, Сравни.ру visitors who want to get a consumer loan from PSB can apply immediately on the Сравни.ру portal and receive an answer from the bank in a few minutes. If a positive decision is made, the borrower chooses the most suitable loan conditions, provides the necessary documents to the bank branch and receives funds.
Discovery of the double accounting department that was under the Ananyev brothers
At the time when Promsvyazbank (PSB) belonged to the brothers To Dmitry and, a Alexey Ananyev double accounting department operated in the credit institution. They write about this "" Sheets with reference to the written testimony of a representative of the bank of non-core assets "" Trust in a lawsuit in the district court of Limassol () Cyprus against businessmen and their wives.
The audit of Trust Bank found two types of accounting documents: ordinary, which were provided to the inspection authorities, and marked with the stamp "KNF," that is, "confidential." Documents with this mark did not go beyond the PSB. Such a scheme has worked since at least 2009.
| | There was no one but the Ananyev brothers who could create or allow the use of such a hidden system that penetrates into significant areas of PSB activity, clearly violating the provisions of Russian banking legislation, the testimony said. | |
"Trust" has also faced cases where a surety provided by, for example, the beneficiary of a borrower has been marked "KNF." That is, the fact that the loan was secured by a surety was not officially known. This could be done in order to hide the actual beneficiaries of the group of companies or not indicate transactions with related parties in official documents, indicated in the affidavit. For example, to bypass the standard of the Central Bank of N6, which determines the maximum amount of risk per borrower or group of related borrowers (25% of capital).
The document says that an unofficial "loop" of companies was created around the bank for transactions bypassing regulation. Trust discovered this information during the identification of new (allegedly fraudulent) schemes in order to withdraw money from the PSB and its 315 AvtoVAZbank million euros.
It is noted that the money could be withdrawn before the bank's reorganization - from 2014 to 2017 - through the issuance of loans to special-purpose companies (SPV), which were not formally connected with banks: loans were either partially returned or not returned at all.
In addition, any loan payments using SPV were discontinued shortly after the introduction of interim administration at PSB in December 2017.[6]
Filing a lawsuit against the Ananyev brothers for 100 billion rubles
On June 17, 2021, it became known about a new lawsuit that Promsvyazbank filed against the ex-owners of the credit institution Dmitry and Alexei Ananyev. The bank requires more than 100 billion rubles in a criminal case of embezzlement.
This was reported by Interfax with reference to an informed source. The press service of Promsvyazbank confirmed to the agency the filing of a civil lawsuit with the requirements of 100 billion rubles.
| | Over the past time since the filing of the claim, PSB has settled the amount of losses for more than 22 billion rubles. The bank will seek the return of the stolen property within the framework of the legislation by all available means, Promsvyazbank said. | |
According to the Investigative Committee of the Russian Federation, a group organized by Alexei and Dmitry Ananyev stole Promsvyazbank funds in the amount of 57.3 billion rubles and $505.6 million under the guise of transactions with companies controlled by the brothers. Before that, the Bank of Russia revealed numerous violations of Promsvyazbank in lending, which could lead to the loss of control over the Ananyevs bank.
The case against a number of defendants, who are in Russia by June 17, 2021, has been set aside in a separate proceeding and is currently preparing to go to court. Some of the accused, like the Ananyevs, are wanted.
The Investigative Committee stated that Russian law enforcement agencies established the property of the Ananyev brothers and their accomplices with a total value of 90 billion rubles, which was seized.
In Russia, the Ananyev brothers also appear in arbitration proceedings, in which the amount of claims against bankers is several hundred billion rubles. By June 2021, the role of Ananyev's accomplices in this embezzlement continues to be investigated and the search for their property continues.[7]
Establishing a fund to invest in military technology
On February 19, 2021 Ministry of Defense of Russia , Promsvyazbank (PSB) signed an agreement on the creation of a Military Innovative Technopolis ERA"." investment fund More. here
Anton Drozdov - new adviser in Promsvyazbank
On February 12, 2021, it became known about the beginning of Anton Drozdov's work in Promsvyazbank, a support bank for the military-industrial complex (defense industry complex) of Russia. Former Deputy Finance Minister and ex-chairman of the board of the Pension Fund of the Russian Federation got a job in a credit organization as an adviser. Read more here.
2020
TAdviser interview with Chief information officer Sergei Pegasov
In December 2020, Sergei Pegasov, Chief information officer of Promsvyazbank, spoke in an interview with TAdviser about import substitution, its current situation and development plans. Read more here.
Court decision on the payment by Ingosstrakh of $100 million in personal liability insurance of the Ananyev brothers
In December 2020, it became known that Ingosstrakh, in which the personal liability of the former top management of Promsvyazbank (PSB), including the ex-owners of brothers Dmitry and Alexei Ananyev, was insured, should pay the bank $100 million. The insurer's arguments that the bankers misled him about his financial situation, incorrectly assessed the client's insurance risk, and were declared insolvent by the court.
Roscosmosbank will join Promsvyazbank until May 1, 2021 to avoid bankruptcy
On November 18, 2020 CENTRAL BANK OF THE RUSSIAN FEDERATION , he announced the approval of Promsvyazbank (PSB) with a sanatorium. Roscosmosbank According to the regulator, PSB will redeem 100% of the shares of the credit institution "" and Roskosmos will annex it until May 1, 2021. More. here
15 cases of COVID-19 in the Tyumen office
In October 2020, 15 cases of coronavirus infection were registered in the Tyumen branch of Promsvyazbank. In this regard, a sanitary and epidemiological investigation is being carried out, said the head of the regional department of Rospotrebnadzor Galina Sharukho.
The arrest of the property of the Ananyev brothers for 50 billion rubles hit the video
On October 6, 2020, the Investigative Committee of the Russian Federation announced the detention of five accomplices in a criminal case on the embezzlement of the former owners of Promsvyazbank by the Ananyev brothers, and also specified the amount of damage in this case - 87.2 billion rubles. These funds, according to law enforcement agencies, were introduced from Russia to Cyprus in a few hours. Read more here.
Purchase of Roscosmosbank
At the end of August 2020, it became known about the sale of Roscosmosbank ("daughter" of Roscosmos) Promsvyazbank (PSB). The latter published on public procurement website results of the collection of applications for participation in the tender for the due dilligence for 50 million rubles of a credit institution. Read more here.
The head of the TFR Bastrykin revealed the details of the investigation of the case of the Ananyev brothers about the embezzlement of more than 87 billion rubles
Chairman of the Investigative Committee of Russia (TFR) Alexander Bastrykin in an interview with Rossiyskaya Gazeta, published on July 24, 2020, spoke about the progress of the investigation of the criminal case against the brothers Alexei and Dmitry Ananyev. Read more here.
Promsvyazbank reduced requirements for the Ananyev brothers from 16.5 billion to 19.6 million rubles
On April 16, 2020, it became known that Promsvyazbank reduced the requirements for the Ananyev brothers from 16.5 billion to 19.6 million rubles. The credit institution filed a corresponding petition with the Moscow Arbitration Court.
According to Interfax, citing the court's file cabinet, Promsvyazbank clarified the requirements for the claim to invalidate the share purchase and sale agreement of December 14, 2017 concluded with Promsvyaz Capital, as well as to recover 16.5 billion rubles.
The hearing was scheduled for April 14, 2020, but it was postponed due to the suspension of the work of the courts in the context of the COVID-19 coronavirus pandemic.
Earlier, the case was postponed at the request of Promsvyaz Capital, which was motivated by the fact that the terms of the settlement agreement concluded by the bank with other defendants must be fulfilled by March 31, 2020. In this case, the size of the claim can be changed, the company said then.
The representative of the PSB confirmed the process of execution of the world, but stressed that the defendants are not obliged, but have the right to redeem bonds by March 31, at the expense of which the debt will be repaid. He left the motion to adjourn the hearing to the court. His position was supported by representatives of Otkritie Bank and the Russian Central Bank, which are also participating in the process.
A representative of a foreign company also said that they had filed a complaint with the chairman of the Supreme Court (Supreme Court) of the Russian Federation for the approval of the settlement agreement.
The judge, after hearing from the parties, adjourned the hearing. At the same time, she noted that the case was postponed not due to the filing of a complaint, but to implement the settlement agreement.
The case was postponed at the request of a foreign company, which was motivated by the presence in the RF Armed Forces of a complaint about the approval of a settlement agreement in the case. However, the RF Armed Forces at the end of January refused to review the case.[8]
2019
Published materials of the investigation in the criminal case against the Ananyev brothers
On October 31, 2019, Kommersant published details of the criminal prosecution of the former owners of Promsvyazbank (PSB) Dmitry and Alexei Ananyev, who were arrested in absentia by the Basmanny Court for international investigation, became known. According to investigators, using the Cyprus branch of the bank, the brothers stole 66.3 billion rubles, $575 million and €24.4 million in five days under fictitious transactions, and legalized 39 billion rubles. and $169 million Read more here.
Appointment of Natalia Kapinos as Director of the Private Capital Directorate
On September 23, 2019, it became known that at PSB Natalya Kapinos will be responsible for the business direction for servicing premium private customers. Among its main tasks as director of the private capital directorate of PSB are the development of the regional private-banking network of PSB, improving the quality of service to VIP clients, optimizing the product line, as well as forming investment strategies for clients. Read more here.
Take-off of gold purchases up to 8 tons
Main article: Investment in gold
Promsvyazbank updates logo
Promsvyazbank rebranded, updating the logo and name in communications to the abbreviation PSB or "PSB Bank." The frame on the new bank logo will acquire sharper corners, the white bracket will become purple, and the abbreviation in Latin in the center will be replaced with large letters in Cyrillic PSB, located next to the frame. According to information, the updated logo will be used in all communications from June 19. The official name of the bank will not change.
Claim against Technoserv AS for 530.2 million rubles.
On March 29, 2019, it became known that the integrator Technoserv"" risks parting with several billion rubles and officially becoming bankrupt. This follows from the comparison of information on several arbitration proceedings initiated by a number of financial institutions over the past 2.5 months. More. here
The Bank of Bad Debts of the Central Bank promised to pursue the Ananyevs abroad
The Bank of Non-Core Assets (BNA) intends to prosecute in foreign courts the ex-owners of Promsvyazbank brothers Dmitry and Alexei Ananyev and the beneficiaries of the O1 Group - the family of Boris Mints. In February, with reference to the head of Trust Bank (BNA was created on its basis), Alexander Sokolov, following a press conference, told RBC[9] the[10]. Read more here.
2018
Filing a record lawsuit against the Ananyev brothers
On December 21, 2018, it became known that Promsvyazbank had filed a record lawsuit against the former main owners, brothers Dmitry and Alexei Ananyev, and the ex-leadership. The bank claims that his money paid off the debts of the Ananyev brothers.
According to Vedomosti, citing a statement of claim, Promsvyazbank estimated the share of each of the Ananyev brothers and Promsvyaz Capital B. V., which is among the defendants and through which the brothers controlled the bank, in the damage caused to him at 88 billion rubles.
From each, the bank asks within 282.2 billion rubles (the responsibility of all defendants is joint and several) - this is more than the Central Bank and the Ministry of Finance spent on the additional capitalization of Promsvyazbank, which the regulator in December 2017 took for reorganization through the Banking Sector Consolidation Fund.
The defendants in the claim are, in addition to the Ananyev brothers:
- former deputy chairman of the board of Promsvyazbank Andrei Zhupanov;
- Deputy Chairman of the Board Alexey Iodko, who was responsible for HR;
- Deputy Chairman of the Board Vladimir Mamakin (financial unit);
- Deputy Chairman of the Board Tatyana Voloshkina (was responsible for working with VIP clients);
- curator of the block of small and medium-sized businesses Vladimir Shatalov;
- Head of the Corporate Unit Evgeny Kozerenko;
- head of the financial markets block Dmitry Ivanov;
- Alexander Afanasyev, who headed the project financing department;
- Ivan Pidluzhny, position not indicated;
- Sergei Muravyov, the position is not indicated.
Promsvyazbank intends to recover from them the losses caused to the bank. From a number of transactions, they amounted to 194.2 billion rubles, the interim administration of the Central Bank established. In addition, the bank was provided with financial assistance and he wants to collect 88 billion rubles for this.
The case indicates at least six major episodes, including purchases of securities at a price several times different from the market price, and repayment of debts of the Ananyev brothers with bank money.[11]
DIA became the owner of 99.9% of Promsvyazbank shares
The volume of the additional issue, which will be bought by the DIA, will amount to 113.4 billion rubles. After that, Promsvyazbank will be transferred to the Federal Property Management Agency, thus becoming a state bank. The Deposit Insurance Agency (DIA) became the owner of 99.9% of Promsvyazbank shares.
"The interest of the person controlling the issuer in the authorized capital of the issuer, and if the issuer is a joint-stock company - also the share of ordinary shares of such issuer owned by the person controlling the issuer: 99, 9999999980% of participation in the authorized capital; 99, 9999999985% of ordinary shares, "follows from the message on the legal disclosure portal.
The State Duma proposed a scheme for transferring Promsvyazbank to state property
The government at the expense of the Central Bank will return to the budget up to 150 billion rubles spent on the reorganization of banks. At the same time, this will allow without approval to recapitalize Promsvyazbank, it follows from the draft law of[12]
The Deposit Insurance Agency will redeem Promsvyazbank shares in the amount of up to 150 billion rubles, paying for them with federal loan bonds (OFZ) provided earlier as part of the banks' capitalization program. After that, the agency will transfer the bank to the Federal Property Management Agency. This is stated in the amendments k the laws "On insurance of deposits of individuals" and "On the Central Bank of the Russian Federation," prepared by the State Duma Committee on the Financial Market and adopted in the second reading on February 15.
The Central Bank reduced the capital of Promsvyazbank to 1 ruble
On January 12, the Central Bank of Russia reduced the authorized capital of Promsvyazbank to 1 ruble. This is stated in the order of the regulator. Capital is reduced due to the negative value of Promsvyazbank's own funds. After the capital is written off by the interim administration of the bank represented by the Banking Sector Consolidation Fund, Promsvyazbank will be capitalized, and the FCBS will become its shareholder.
According to the Bank of Russia, as of December 1, 2017, the amount of Promsvyazbank's own funds amounted to 161.36 billion rubles, the authorized capital - 11.13 billion rubles.
2017: Central Bank announced the introduction of an interim administration in Promsvyazbank
The credit institution will be sanitized according to a new scheme - through the Banking Sector Consolidation Fund. Earlier this was reported on December 15 by RBC sources. The Central Bank decided to introduce an interim administration of Promsvyazbank, which was included in the list of systemically important credit institutions, entrusting the functions of the interim administration for managing the bank to the Banking Sector Consolidation Fund. This is stated in a message published on the regulator's website.
Earlier, on December 14, this was announced by three sources of RBC in a credit institution. "The chairman of the bank's board and co-owner Dmitry Ananyev said that following a meeting with Central Bank employees, a decision was made on the procedure for reorganizing the bank through the FCBS," one of RBC's interlocutors noted.
Prior to that, on the same day, the source of Vedomosti, as well as two interlocutors of the publication associated with Promsvyazbank, said that the regulator demanded that the credit institution add about 100 billion rubles. reserves. At the same time, Promsvyazbank later denied this data, stating that they had not received such a prescription from the Bank of Russia. "We are talking about the results of the Central Bank audit, which ended in May this year," the bank emphasized. Later, a RBC source close to the financial organization explained that in this case it was about the "recommendation" to Promsvyazbank from the regulyatora. "There was no official prescription," he said.
Ownership structure for 2016:
- PromSvyazKapital - 72.93%
- Commerzbank AG - 15.32%
- European Bank for Reconstruction and Development (EBRD) - 11.75%
In the authorized capital of the bank 72.93% belongs to Promsvyaz Capital B.V., 15.32% - Commerzbank Auslandsbanken Holding AG (a subsidiary of Commerzbank AG), 11.75% - to the European Bank for Reconstruction and Development.
2011
PSI DSS Compliance Audit
In December 2011, Promsvyazbank announced the successful passage of a certification audit for compliance with the international PCI DSS (Payment Card Industry Data Security Standard) bank cards. The high requirements of the PCI DSS standard apply to the processing of payment cards of the international payment systems MasterCard and Visa. As the bank emphasized, the development of services and ensuring the security of operations for payment card holders is one of the priority areas of Promsvyazbank's activities.
In 2011, the Bank introduced new technologies aimed at improving the security of payment cards. So, in August 2011, the bank began issuing cards with a microprocessor (chip) that provide the maximum level of protection against fraudulent transactions and fakes, including skimming, which is gaining more and more popularity, Promsvyazbank said in a statement.
Also, to increase the level of protection of card transactions in the Internet environment in the MasterCard and Visa payment systems, Promsvyazbank has certified the 3D-Secure technology, which provides an additional level of reliability of bank cards when making purchases via the Internet.
Purchase of 51% of Kassa 24 shares
In March 2011, Promsvyazbank announced the acquisition of a 51% stake in Kassa 24, the amount of the transaction was not reported. The bank intends to develop the bill present systems technology developed by the company, which allows consumers to pay bills for housing and communal services (housing and communal services) on the basis of an electronic receipt without entering data, and service providers to control the process of collecting payments online.
Kassa 24 is a small company, says Andrey Romanenko, president of the QiwiGroup. "Most likely, Promsvyazbank acquired it for the sake of the technology it developed so as not to buy third-party software products." The cost of software from Kassa 24 can reach up to $2 million, Romanenko said. Finam analyst Tatyana Menkova also estimates the company at $1-2 million.
| | "The market has long been rumored about Promsvyazbank's intention to seriously develop retail products. Now the bank itself has confirmed this, - recalls BCC Development Director Revaz Bukhradze. "Retail products provide good business diversification by generating commission income that looks particularly stable in a crisis." | |
2009:75 thousand customers of enterprises and 950 thousand - individuals
As of 01.01.2010, more than 75,000 Russian enterprises and over 950,000 Russians have become clients of the bank. The bank's network in Russia has 234 offices, including 48 branches.
The bank's assets are 463.2 billion rubles and 45 billion rubles in own funds (capital) as of 01.01.2010 (according to preliminary data according to RAS).
At the beginning of 2010, the bank had the following long-term ratings of international rating agencies: "Ba2" Moody's Investors Service, "B" Standard & Poor's, "B +" Fitch Ratings, as well as the individual rating of creditworthiness "AA +" of the National Rating Agency.
2006: Commerzbank is a shareholder
In November 2006, a subsidiary of Commerzbank AG, Commerzbank Auslandsbanken Holding AG, became a shareholder.
Notes
- ↑ Promsvyazbank's annual net profit under RAS amounted to 98.6 billion rubles
- ↑ Promsvyazbank received a record loss in 2015
- ↑ [https://t.me/psbbank/829 PSB
- ↑ , the first Russian bank to launch comprehensive services for the population and business of the Donetsk and Lugansk People's Republics, as well as the Kherson and Zaporizhzhya economies, opened the 150th office in these regions]
- ↑ U.S. Treasury Imposes Immediate Economic Costs in Response to Actions in the Donetsk and Luhansk Regions.
- ↑ In Promsvyazbank found a double accounting department, which was under the Ananyev brothers
- ↑ Promsvyazbank filed a lawsuit for more than 100 billion rubles in the Ananyev case
- ↑ Promsvyazbank reduced the requirements for the structure of the Ananyevs from 16.5 billion rubles. up to 19.6 million rubles.
- ↑ [https://www.rbc.ru/finances/12/02/2019/5c62b6289a7947e54285a07b Bank of Bad Debts of
- ↑ Central Bank promised to pursue Mintsev and Ananyev abroad]
- ↑ Promsvyazbank filed a record lawsuit against former owners and managers
- ↑ the State Duma proposed a scheme for transferring Promsvyazbank to state property
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